Calculators & Resources

Rated 5 from 494 Reviews

Use our calculators to check your borrowing capacity or improve your loan

Borrowing Capacity Calculator

Borrowing Capacity Calculator

Get an accurate estimate of your borrowing capacity with our Borrowing Capacity Calculator.

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Loan Health Check Calculator AXTON Finace

Loan Health Check Calculator

Get an accurate estimate of your loan's health with our Loan Health Check Calculator.

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Fixed Rate Expiry Calculator AXTON Finance

Loan Repayment Calculator

Get an accurate estimate of your loan repayments with our Loan Repayment Calculator.

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Extra Repayment Calculator AXTON Finance

Interest Only Calculator

Get an accurate estimate of your interest-only repayments with our Interest Only Calculator.

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Repayment Calculator AXTON Finance

How Long To Repay Calculator

Get an accurate estimate of your repayments with our Repayment Calculator.

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Interest Only Calculator AXTON Finance

Extra Repayment Calculator

Get an accurate estimate of your interest savings and time reduced on your loan.

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Loan Repayment Calculator AXTON Finance

Fixed Rate Expiry Calculator

Get an accurate estimate of your costs and repayments when your fixed rate ends.

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Free Property Profile Report AXTON Finance

Free Property Profile Report

Get an accurate estimate of your property's value with our Free Property Profile Report.

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Free Mortgage RateTraker AXTON Finance

Free Mortgage RateTraker

Get an accurate estimate of your mortgage rates with our Free Mortgage RateTraker.

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Our Reviews

We pride ourselves on being brokers you can actually trust, from the initial consultation through to annual reviews that we perform years after your settlement, our tailored services and relationship focus is built to last.

Need proof that we are one of Melbourne’s best mortgage brokerages then don’t just take our word for it – we have hundreds of positive Google reviews from real clients so you can rest assured you’re making the right choice with choosing Axton Finance.

Google Reviews

Rated 5 from 494 Reviews

Highly recommend Adam and the team at Axton Finance. Adam gave great advice, is Always accessible and the team delivers great service every time.

kyahn williamson

Today

I worked with Martin initially, who brings decades of experience and professionalism to mortgage broking, and then his counterpart, Joyce, and I cannot recommend them highly enough. In fact, I am still in awe of the service I received. They were the consumate professionals: friendly, welcoming, inclusive, understanding, and their product knowledge was second to none. Joyce worked on finalsing our mortgage with our lender, and you will not find a better broker in the industry. There was never a problem, you could ask her anything, her work was efficent and of the highest quality, she responed to all of our enquiries within minutes, she returned phone calls in a timely manner, but above all, she made the whole lending process easy and stress free, instilling calmness throughout our loan application and approval. Most people would find the home loan process overwhelming, but Joyce took all that stress and anxiety out of the equatio, and as mentioned, her communication and reassurance during the whole process was impeccable. Thank you Martin and Joyce for all you've done for us, I will recommend you to anyone who needs the a mortgage broker, you guys are guns and are the best in the business. Thank you so much.

paul morrison

3 days ago

Joyce provided great advice and options to consider and pros and cons for each option. Highly recommended

Graham Stewart

This month

Nicole is a pleasure to work with. She’s approachable, very experienced and worked hard to get us the best result possible. We will be using her again for our next property and have already recommended her to family and friends.

Sarah Clasen

This month

Nic was so knowledgeable and helpful throughout the entire process; from the first conversation about what we wanted to do, right through to final settlement. Nic was available, helpful and proactive in making sure everything went smoothly. Highly recommend to anyone looking to refinance or purchase their next home.

Rebecca Brown

This month

I've worked with nicole on our home loans for over 10 years now and she’s always super easy to deal with. she never minds when i throw new ideas or possibilities her way and she’s great at guiding you through every step, keeping everything on track with forms and approvals. she gave us a range of options that fit what we needed and coached us right through the process. the systems they use now are really simple and smooth too.

Brett Melville

This month

Highly knowledgeable and friendly, made the buying process smooth and stress free. Highly recommend!

Anna Jobson

This month

David Pelligra and the team at AXTON Finance have provided excellent service to us right from the start to finish. Was very impressed with how quickly our pre approval went through and the final approvals secured in a quick turnaround time. David went through the entire process with us every step of the way and was always there to address any queries we had. We thoroughly enjoyed working with David and the team at AXTON Finance on securing finance for our property goals and look forward to working with them in future. Will be more than happy to recommend David and the team to others! Thank you David & the team at AXTON finance for your amazing services !

Caren Braganza

This month

Access to Competitive Rates from Leading Lenders

Select from over 35 different lenders offering hundreds of mortgage products.

Get help from our Mortgage Brokers

We are passionate about delivering reliable client outcome and not just a cookie-cutter service. With over 100 years of combined industry experience, you can trust the team at AXTON Finance.

Joyce Cheng - Mortgage Broker at AXTON Finance

After a distinguished career in private banking at Macquarie Bank, Joyce recognised the value she could provide to clients in a smaller business setting, serving a diverse range of individuals from emerging wealth and high net wealth backgrounds.

Joyce Cheng

Senior Mortgage Broker

Nicole Campbell - Mortgage Broker at AXTON Finance

With over 20 years of experience working in senior mortgage broking roles, Nicole's experience means she has expert knowledge in lending. Whether it be complex lending structures or first home buyers, Nicole's focus is always reliable client outcomes.

Nicole Campbell

Partner Mortgage Broker

Luke Rowland - Mortgage Broker at AXTON Finance

Driven by a desire to empower his clients with the knowledge, resources and service to deliver results, Luke has earned a reputation, shown in his stellar career trajectory for his exceptional proficiency across the lending spectrum.

Luke Rowland

Partner Mortgage Broker

Calculators & Resources AXTON Finance

Frequently Asked Questions

How do rental income and tax benefits affect my investment loan application?

Investment properties offer unique advantages in terms of rental income considerations and tax benefits, but these vary based on your individual circumstances and the specific property. The tax implications can be complex and should be carefully considered as part of your overall investment strategy. Book a consultation to understand how these factors apply to your situation and investment goals.

Can I use equity in my existing home to buy an investment property?

Using existing property equity for investment purchases is a popular wealth-building strategy, but the approach varies depending on your financial position and goals. There are several structuring options available, each with different benefits and considerations. Our experts can assess your equity position and explain your options during a complimentary consultation.

How much can I borrow for a home loan?

Your borrowing capacity depends on various personal and financial factors. While general guidelines exist, your actual borrowing power is unique to your situation, income, and financial goals. The best way to understand your true borrowing capacity is through a personalised assessment. Contact us for a free consultation where we'll provide you with an accurate borrowing estimate tailored to your circumstances.

Can I refinance my existing home loan or investment loan to get a better rate?

Refinancing can offer significant benefits, but whether it's right for you depends on your current loan terms, financial situation, and future goals. Market conditions and available products change regularly, so it's worth having your loans reviewed. Contact us for a free loan review to see if refinancing could improve your financial position.

What deposit do I need for an investment property loan?

Deposit requirements for investment properties vary between lenders and depend on your overall financial profile. While there are general guidelines, your specific situation may open up different options or require alternative approaches. Let us assess your circumstances in a free consultation to determine the most suitable deposit strategy for your investment plans.

What documents do I need to apply for a home or investment loan?

Documentation requirements vary depending on your employment type, loan amount, and chosen lender. Rather than providing a generic list, we prefer to give you a personalized checklist based on your specific situation and loan type. During your free consultation, we'll outline exactly what documents you'll need and help streamline your application process.

What types of home loans does AXTON Finance offer?

We offer a comprehensive range of home loan solutions including owner-occupier loans, first home buyer packages, refinancing options, and specialised lending products. Every situation is unique, which is why we work with multiple lenders to find the right fit for your circumstances. Book a free consultation with our experienced brokers to discover which loan options best suit your needs and financial goals.

How long does the loan approval process take?

Processing timeframes can vary based on your situation, chosen lender, and current market conditions. While we work to expedite every application, each scenario is different. The best approach is to discuss your specific timeline needs during a consultation, where we can provide realistic expectations and work to meet your settlement requirements.

What is an investment property loan and how does it differ from a home loan?

Investment property loans are specialised financing solutions designed for rental properties. They have different requirements, benefits, and tax implications compared to standard home loans. The specifics can vary significantly based on your investment strategy and financial situation. Schedule a free consultation with our investment property specialists to understand how these loans work and whether they align with your investment goals.

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97% Loan Approval Rate

494 Reviews

21 Years of Experience