Refinancing

Expert Refinancing Services from the Best Mortgage Broker in Hawthorn - AXTON Finance

Rated 5 from 515 Reviews

Professional Refinancing Services from Hawthorn's Leading Mortgage Broker

When it comes to refinancing from the best mortgage broker in Hawthorn, AXTON Finance stands out as the premier choice for residents seeking to optimise their home loan arrangements. Our comprehensive refinancing services provide access to some of the best interest rates available across the Australian lending market, ensuring you can potentially secure better loan options that align with your current financial situation. Whether your fixed rate period is ending, you're looking to reduce loan repayments, or you want to consolidate debts, our expert team delivers tailored solutions that meet your specific needs.

As the best mortgage broker in Hawthorn, AXTON Finance provides access to loan options from banks and lenders across Australia, giving you unparalleled choice in selecting the most suitable refinancing solution. Our streamlined application process ensures that your journey towards accessing a lower interest rate is as smooth as possible, with minimal paperwork and maximum efficiency. We understand that every client's financial situation is unique, which is why we conduct a thorough home loan health check to identify opportunities for improvement in your current loan structure. Our experienced brokers can help you change your loan term, release equity to buy the next property, or simply secure more favourable terms with either variable interest rate or fixed interest rate options.

Refinancing from the best mortgage broker in Hawthorn means working with AXTON Finance to explore opportunities for releasing equity in your property while potentially accessing better refinance interest rates than your current arrangement. Our comprehensive approach involves analysing your bank statements, assessing your loan amount requirements, and checking eligibility for special lender policies that may not be readily available through direct bank applications. We pride ourselves on being more than just a service provider - we're your trusted partner in achieving optimal financial outcomes through strategic refinancing decisions.

The refinancing landscape can be complex, but with AXTON Finance as your chosen mortgage broker in Hawthorn, you gain access to expert guidance throughout the entire application process. Our team stays current with market trends and lender policies, ensuring we can identify the most competitive interest rates and loan products available at any given time. Whether you're motivated by the desire to reduce monthly repayments, access equity for investment purposes, or consolidate existing debts into a more manageable structure, we provide the expertise needed to make informed decisions about your financial future.

Choosing refinancing from the best mortgage broker in Hawthorn means selecting AXTON Finance for our commitment to delivering exceptional outcomes for our clients. Our personalised approach ensures that every refinancing solution is carefully crafted to match your specific financial goals and circumstances, whether you're seeking a lower interest rate, better loan features, or improved repayment flexibility. With our extensive network of lending partners and deep understanding of the Australian mortgage market, we're uniquely positioned to help Hawthorn residents navigate their refinancing journey with confidence and achieve the best possible results for their home loan arrangements.

How much could you save by refinancing to a better loan?

AXTON Finance

Common Questions About Refinancing Services in Hawthorn

What makes AXTON Finance the best mortgage broker in Hawthorn for refinancing?

AXTON Finance distinguishes itself through our comprehensive access to loan options from banks and lenders across Australia, combined with our streamlined application process and personalised service approach. Our team's extensive market knowledge enables us to identify opportunities for accessing a lower interest rate and better loan options that align with your specific financial situation. We recommend booking a free consultation with AXTON Finance to discuss how our expertise in refinancing from the best mortgage broker in Hawthorn can benefit your particular circumstances.

How do I know if refinancing is right for my financial situation?

Determining whether refinancing is suitable depends on various factors including your current interest rate, loan amount, remaining loan term, and financial goals such as debt consolidation or accessing equity. AXTON Finance conducts a thorough home loan health check to assess whether you could potentially access a better interest rate or improved loan features through refinancing. Our experienced team can evaluate your bank statements and current loan structure to identify potential benefits, so we encourage you to book a free consultation to receive personalised advice about refinancing from the best mortgage broker in Hawthorn.

What interest rate options are available when refinancing through AXTON Finance?

When refinancing from the best mortgage broker in Hawthorn, AXTON Finance can help you explore both variable interest rate and fixed interest rate options depending on your preferences and market conditions. Our access to multiple lenders means we can compare refinance interest rates across different institutions to potentially secure more competitive terms than your current arrangement. The specific rates available will depend on your loan amount, financial situation, and lender policies, which is why we recommend booking a free consultation with AXTON Finance to discuss current market options.

Can I use refinancing to release equity for purchasing another property?

Refinancing can indeed be an effective strategy for releasing equity in your property to fund additional purchases or investments. AXTON Finance specialises in helping clients release equity to buy the next property through carefully structured refinancing solutions that consider your overall financial situation and borrowing capacity. The amount of equity you can access will depend on your property's current value, existing loan amount, and lender policies. We suggest booking a free consultation to explore how refinancing from the best mortgage broker in Hawthorn can help you achieve your property investment goals.

What documents do I need for the refinancing application process?

The refinancing application process typically requires documentation including recent bank statements, income verification, property valuation, and details of your current loan arrangement. AXTON Finance's streamlined application process is designed to minimise paperwork while ensuring we have all necessary information to check eligibility for special lender policies and secure the best possible terms. Our team will guide you through the specific documentation requirements based on your chosen lender and loan structure. To understand exactly what documents you'll need for your situation, we recommend booking a free consultation to discuss your refinancing journey with the best mortgage broker in Hawthorn.

How long does the refinancing process take with AXTON Finance?

The timeframe for refinancing from the best mortgage broker in Hawthorn varies depending on factors such as lender processing times, property valuation requirements, and the complexity of your financial situation. AXTON Finance's streamlined application process is designed to expedite your refinancing journey while ensuring all necessary checks and approvals are completed thoroughly. Generally, the process can take anywhere from a few weeks to several months, with our team providing regular updates throughout. For a more accurate timeline based on your specific circumstances, we encourage you to book a free consultation with AXTON Finance to discuss your refinancing needs and expected timeframes.

Get help from our Mortgage Brokers

We are passionate about delivering reliable client outcome and not just a cookie-cutter service. With over 100 years of combined industry experience, you can trust the team at AXTON Finance.

Joyce Cheng - Mortgage Broker at AXTON Finance

After a distinguished career in private banking at Macquarie Bank, Joyce recognised the value she could provide to clients in a smaller business setting, serving a diverse range of individuals from emerging wealth and high net wealth backgrounds.

Joyce Cheng

Senior Mortgage Broker

Nicole Campbell - Mortgage Broker at AXTON Finance

With over 20 years of experience working in senior mortgage broking roles, Nicole's experience means she has expert knowledge in lending. Whether it be complex lending structures or first home buyers, Nicole's focus is always reliable client outcomes.

Nicole Campbell

Partner Mortgage Broker

Luke Rowland - Mortgage Broker at AXTON Finance

Driven by a desire to empower his clients with the knowledge, resources and service to deliver results, Luke has earned a reputation, shown in his stellar career trajectory for his exceptional proficiency across the lending spectrum.

Luke Rowland

Partner Mortgage Broker

Access to Competitive Rates from Leading Lenders

Select from over 35 different lenders offering hundreds of mortgage products.

Our Reviews

We pride ourselves on being brokers you can actually trust, from the initial consultation through to annual reviews that we perform years after your settlement, our tailored services and relationship focus is built to last.

Need proof that we are one of Melbourne’s best mortgage brokerages? Don’t just take our word for it – we have hundreds of positive Google reviews from real clients so you can rest assured you’re making the right choice with choosing AXTON Finance.

Google Reviews

Rated 5 from 515 Reviews

David was amazing to work with. He helped us secure a loan with Bank of Melbourne to buy our family home. David is knowledgeable and made the buying process simple, keeping us updated every step of the way. Highly recommend David!

Natalie Tran

Today

Nicole was amazing to deal with. Her communication was exceptional and she made sure to thoroughly explain the process from start to finish. Nicole is professional and very knowledgeable and I would not hesitate to recommend.

Lisette Giles

a day ago

Adam Piper was outstanding in supporting us through our first investment property purchase. His guidance, clear communication, and support made the process well ordered. We couldn’t recommend Adam more highly, he’s fantastic at what he does.

Ryan Wilkes

2 days ago

Joyce and the team at Axton went above and beyond with the processing of our application until its approval. I would definitely recommend them and use their services again in the future!

kathryn guiao

This month

Nicole was fantastic. Helped us understand all of the steps in the process, was thorough, detailed and responsive. Was able to turn around a really short settlwment period with no fuss... high recommend

Matt O'Rourke

This month

Melanie Faoro (Senior Mortgage Broker) is an absolute gem, and I was so fortunate to be referred to her. Having worked with other brokers and loan specialists previously, I was often disappointed in that they would engage readily at first, but frequently withdrew when complexities arose. Mel was completely different. From the very start, she was clear about the challenges of my case, yet she remained dedicated to finding viable options. Her transparency was a factor missing in my past experiences. Mel stuck with me through a truly tireless journey, keeping me informed and in the loop every step of the way. She was consistently accessible and responsive for questions and follow-ups. Thanks to Mel's expertise, her kind and compassionate manner, and her unwavering dedication, I have finally reached the conclusion of my matter which is a massive source of relief. I cannot recommend her highly enough and look forward to working with her for my future needs. I will certainly be referring her to my friends and family.

Joyce Tam

This month

Joyce was fantastic throughout the whole process. Would recommend her to anyone looking for a fantastic broker

Ethan Davies

This month

I couldn’t recommend David Pelligra highly enough. He’s genuinely the best broker out there and made the entire process from start to finish an absolute breeze. David is incredibly knowledgeable and what I truly appreciated most was how fast he was with communication and getting back to me. If you’re looking for a broker who is efficient, honest, and always on top of things, David's your guy. Thanks again for your help!

Matthew Pozzebon

This month

AXTON Finance - Melbourne's Best Mortgage Brokers

Frequently Asked Questions

How do rental income and tax benefits affect my investment loan application?

Investment properties offer unique advantages in terms of rental income considerations and tax benefits, but these vary based on your individual circumstances and the specific property. The tax implications can be complex and should be carefully considered as part of your overall investment strategy. Book a consultation to understand how these factors apply to your situation and investment goals.

Can I use equity in my existing home to buy an investment property?

Using existing property equity for investment purchases is a popular wealth-building strategy, but the approach varies depending on your financial position and goals. There are several structuring options available, each with different benefits and considerations. Our experts can assess your equity position and explain your options during a complimentary consultation.

How much can I borrow for a home loan?

Your borrowing capacity depends on various personal and financial factors. While general guidelines exist, your actual borrowing power is unique to your situation, income, and financial goals. The best way to understand your true borrowing capacity is through a personalised assessment. Contact us for a free consultation where we'll provide you with an accurate borrowing estimate tailored to your circumstances.

Can I refinance my existing home loan or investment loan to get a better rate?

Refinancing can offer significant benefits, but whether it's right for you depends on your current loan terms, financial situation, and future goals. Market conditions and available products change regularly, so it's worth having your loans reviewed. Contact us for a free loan review to see if refinancing could improve your financial position.

What deposit do I need for an investment property loan?

Deposit requirements for investment properties vary between lenders and depend on your overall financial profile. While there are general guidelines, your specific situation may open up different options or require alternative approaches. Let us assess your circumstances in a free consultation to determine the most suitable deposit strategy for your investment plans.

What documents do I need to apply for a home or investment loan?

Documentation requirements vary depending on your employment type, loan amount, and chosen lender. Rather than providing a generic list, we prefer to give you a personalized checklist based on your specific situation and loan type. During your free consultation, we'll outline exactly what documents you'll need and help streamline your application process.

What types of home loans does AXTON Finance offer?

We offer a comprehensive range of home loan solutions including owner-occupier loans, first home buyer packages, refinancing options, and specialised lending products. Every situation is unique, which is why we work with multiple lenders to find the right fit for your circumstances. Book a free consultation with our experienced brokers to discover which loan options best suit your needs and financial goals.

How long does the loan approval process take?

Processing timeframes can vary based on your situation, chosen lender, and current market conditions. While we work to expedite every application, each scenario is different. The best approach is to discuss your specific timeline needs during a consultation, where we can provide realistic expectations and work to meet your settlement requirements.

What is an investment property loan and how does it differ from a home loan?

Investment property loans are specialised financing solutions designed for rental properties. They have different requirements, benefits, and tax implications compared to standard home loans. The specifics can vary significantly based on your investment strategy and financial situation. Schedule a free consultation with our investment property specialists to understand how these loans work and whether they align with your investment goals.

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