Services

Rated 5 from 481 Reviews

Home Loans AXTON Finance

Home Loans

Access hundreds of home loans and find the one that best suits your lifestyle, goals, and financial situation.

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Investment Loans AXTON Finance

Investment Loans

Access tailored Investment Loans designed to help you grow your property portfolio with confidence.

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Self Employed Loans AXTON Finance

House & Land Packages

Secure your dream home with tailored finance solutions for House & Land Packages.

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Bridging Loans AXTON

Bridging Loans

Access short-term Bridging Loans to buy your next property before selling your current home.

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Construction Loans AXTON Finance

Construction Loans

Finance your dream build with Construction Loans tailored to your project and budget.

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Self Employed Loans AXTON

Self Employed Loans

We specialise in helping self-employed professionals secure home loans tailored to their unique situation

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SMSF Loans AXTON Finance

SMSF Loans

Use your SMSF to invest in property with tailored SMSF Loan solutions designed to suit your retirement strategy.

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Reverse Mortgages AXTON Finance

Reverse Mortgages

Access the equity in your home with a Reverse Mortgage, designed to support your retirement and lifestyle goals.

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Low Doc Loans AXTON

Low Doc Loans

Secure a Low Doc Loan with minimal documentation, ideal for self-employed or non-traditional income earners.

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Get help from our Mortgage Brokers

We are passionate about delivering reliable client outcome and not just a cookie-cutter service. With over 100 years of combined industry experience, you can trust the team at AXTON Finance.

Joyce Cheng - Mortgage Broker at AXTON Finance

After a distinguished career in private banking at Macquarie Bank, Joyce recognised the value she could provide to clients in a smaller business setting, serving a diverse range of individuals from emerging wealth and high net wealth backgrounds.

Joyce Cheng

Senior Mortgage Broker

Nicole Campbell - Mortgage Broker at AXTON Finance

With over 20 years of experience working in senior mortgage broking roles, Nicole's experience means she has expert knowledge in lending. Whether it be complex lending structures or first home buyers, Nicole's focus is always reliable client outcomes.

Nicole Campbell

Partner Mortgage Broker

Luke Rowland - Mortgage Broker at AXTON Finance

Driven by a desire to empower his clients with the knowledge, resources and service to deliver results, Luke has earned a reputation, shown in his stellar career trajectory for his exceptional proficiency across the lending spectrum.

Luke Rowland

Partner Mortgage Broker

Low Deposit Loans AXTON Finance

Low Deposit Loans

Buy your home sooner with Low Deposit Loans, designed to help you enter the property market with a smaller deposit.

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No Deposit Loans AXTON Finance

No Deposit Loans

We help first-time buyers access No Deposit Loans to enter the property market sooner.

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Asset Finance AXTON Finance

Asset Finance

Access tailored Asset Finance solutions to purchase vehicles, equipment, or machinery for your business.

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Business Loans AXTON Finance

Business Loans

Access tailored Business Loans to fund growth, manage cash flow, or expand your operations.

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Commercial Loans AXTON Finance

Commercial Loans

Access Commercial Loans to fund property purchases, business expansion, or investment opportunities.

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Commercial Property Loans AXTON Finance

Commercial Property Loans

Finance your commercial property purchase with tailored Commercial Property Loans that suit your goals.

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Development Finance AXTON Finance

Development Finance

Access Development Finance to fund property projects, from land acquisition to construction completion.

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Equipment Finance AXTON Finance

Equipment Finance

Access Equipment Finance to purchase machinery, vehicles, or technology for your business with flexible terms.

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No LMI Loans AXTON Finance

No LMI Loans

Avoid paying lenders mortgage insurance with No LMI Loans, making home ownership more affordable.

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Our Reviews

We pride ourselves on being brokers you can actually trust, from the initial consultation through to annual reviews that we perform years after your settlement, our tailored services and relationship focus is built to last.

Need proof that we are one of Melbourne’s best mortgage brokerages then don’t just take our word for it – we have hundreds of positive Google reviews from real clients so you can rest assured you’re making the right choice with choosing Axton Finance.

Google Reviews

Rated 5 from 481 Reviews

I recently had the pleasure of settling a purchase transaction with Clinton Waters, and the experience was seamless from start to finish. Clinton demonstrated exceptional professionalism, attention to detail, and strong communication throughout the process. He maintained complete transparency, ensured all documentation and client requirements were handled efficiently, and worked proactively to resolve any challenges that arose during the transaction. His collaborative approach made the entire settlement process smooth and timely. Clinton’s industry knowledge and commitment to delivering positive client outcomes truly stand out. I look forward to working with him again on future deals!!

Pranav Karle

Today

I worked with David Pelligra to get my first home. I was working with him for months before he merged with AXTON. He is extremely patient, and felt like more of a mentor and teacher than a just a broker. Extremely empathetic and explained a lot of complicated new concepts to me in layman's terms. Thanks for all your support David.

Louis Moore

3 days ago

Thoroughly professional from start to finish. Being new to the Australian house purchasing process, Nicole continually offered detailed guidance and made the whole process seamless. Highly recommend Axton Finance to others.

Mark Kaiser

5 days ago

We used AXTON Finance to buy our new home. This involved refinancing 2 properties as well as arranging finance the for the new home. There were a lot of moving parts and AXTON Finance did it all, recommended loan strategies to minimise repayments and secured a better loan deal, 2% below what we were paying. For a non money person, I wouldn't have been able to do it on my own and they saved a ton of time, stress and running aeound in the process. Would recommend AXTON Finance and now they are assisting my mother with a downsizing loan strategy.

Ben Howie

This month

Mortgage Broker ROCKSTAR! As a fist time user of the services of a mortgage broker, I found the guidance and the level of insight afforded by Melanie of the highest of quality and our engagements always exceed my expectations.

Mark Cocks

This month

Very happy with the support Melanie gave us, she went up and above for us, we where a hard one as we had credit card debt, it it was a bit stressful, but Melanie did a wonderful job sorting our finances out.

Vicky Glendinning

This month

We recently purchased an investment property and couldn’t be happier with the support we received from Nicole Campbell at AXTON Finance. From the very beginning, Nicole went above and beyond to make the process smooth, stress-free, and transparent. We're so grateful to have found Nicole! Nicole took the time to understand our goals, explained every step clearly, and was always available to answer our million questions. What really stood out was Nicole's proactive communication and genuine care in ensuring we secured the best loan structure and rate for our circumstances. Throughout the whole process, it was clear that Nicole cared about our goals and protecting our interests. Thanks to Nicole, our finance was approved ahead of schedule, and settlement went through without a hitch. We highly recommend Nicole to anyone looking for a dedicated, knowledgeable, and truly client-focused mortgage broker.

Eda Gul

This month

I can’t recommend Joyce highly enough! From our very first conversation, she made the entire mortgage process simple and stress-free. She took the time to understand my situation, explained every option clearly, and went above and beyond to secure a fantastic rate. Communication was always prompt and professional — nothing was ever too much trouble. If you’re looking for a mortgage broker in Melbourne who genuinely cares about getting the best result for you, Joyce is the one to call.

Fraser Neale

This month

Low LMI Loans AXTON Finance

Low LMI Loans

Reduce upfront costs with Low LMI Loans, designed to make home ownership more affordable.

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Refinancing AXTON Finance

Refinancing

Refinance your home loan to access better rates, reduce repayments, or consolidate debt with expert guidance.

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Home Loan Refinancing AXTON Finance

Home Loan Refinancing

Refinance your home loan to access better rates, reduce repayments, or consolidate debt with expert guidance.

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Investment Loan Refinance AXTON Finance

Investment Loan Refinance

Refinance your investment property loan to access better rates, reduce repayments, or consolidate debt.

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Debt Consolidation Loans AXTON Finance

Debt Consolidation Loans

Simplify your finances by combining multiple debts into a single loan with lower repayments.

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Expat Lending AXTON Finance

Expat Lending

Access home loans in Australia even while living overseas with tailored Expat Lending solutions.

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Private Lending AXTON Finance

Private Lending

Access Private Lending solutions for property, business, or investment needs with fast and flexible finance.

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Access to Competitive Rates from Leading Lenders

Select from over 35 different lenders offering hundreds of mortgage products.

Services from AXTON Finance

Frequently Asked Questions

How do rental income and tax benefits affect my investment loan application?

Investment properties offer unique advantages in terms of rental income considerations and tax benefits, but these vary based on your individual circumstances and the specific property. The tax implications can be complex and should be carefully considered as part of your overall investment strategy. Book a consultation to understand how these factors apply to your situation and investment goals.

Can I use equity in my existing home to buy an investment property?

Using existing property equity for investment purchases is a popular wealth-building strategy, but the approach varies depending on your financial position and goals. There are several structuring options available, each with different benefits and considerations. Our experts can assess your equity position and explain your options during a complimentary consultation.

How much can I borrow for a home loan?

Your borrowing capacity depends on various personal and financial factors. While general guidelines exist, your actual borrowing power is unique to your situation, income, and financial goals. The best way to understand your true borrowing capacity is through a personalised assessment. Contact us for a free consultation where we'll provide you with an accurate borrowing estimate tailored to your circumstances.

Can I refinance my existing home loan or investment loan to get a better rate?

Refinancing can offer significant benefits, but whether it's right for you depends on your current loan terms, financial situation, and future goals. Market conditions and available products change regularly, so it's worth having your loans reviewed. Contact us for a free loan review to see if refinancing could improve your financial position.

What deposit do I need for an investment property loan?

Deposit requirements for investment properties vary between lenders and depend on your overall financial profile. While there are general guidelines, your specific situation may open up different options or require alternative approaches. Let us assess your circumstances in a free consultation to determine the most suitable deposit strategy for your investment plans.

What documents do I need to apply for a home or investment loan?

Documentation requirements vary depending on your employment type, loan amount, and chosen lender. Rather than providing a generic list, we prefer to give you a personalized checklist based on your specific situation and loan type. During your free consultation, we'll outline exactly what documents you'll need and help streamline your application process.

What types of home loans does AXTON Finance offer?

We offer a comprehensive range of home loan solutions including owner-occupier loans, first home buyer packages, refinancing options, and specialised lending products. Every situation is unique, which is why we work with multiple lenders to find the right fit for your circumstances. Book a free consultation with our experienced brokers to discover which loan options best suit your needs and financial goals.

How long does the loan approval process take?

Processing timeframes can vary based on your situation, chosen lender, and current market conditions. While we work to expedite every application, each scenario is different. The best approach is to discuss your specific timeline needs during a consultation, where we can provide realistic expectations and work to meet your settlement requirements.

What is an investment property loan and how does it differ from a home loan?

Investment property loans are specialised financing solutions designed for rental properties. They have different requirements, benefits, and tax implications compared to standard home loans. The specifics can vary significantly based on your investment strategy and financial situation. Schedule a free consultation with our investment property specialists to understand how these loans work and whether they align with your investment goals.

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