Business Loans

Professional Business Loans from Melbourne's Leading Finance Brokers - Access Competitive Rates and Flexible Terms Across Australia

Rated 5 from 502 Reviews

Business Loans That Drive Your Success Forward

AXTON Finance stands as Melbourne's premier destination for comprehensive Business Loans, connecting Australian entrepreneurs and established companies with the funding solutions they need to thrive. As experienced Finance Brokers, we understand that every business has unique financial requirements, whether you're looking to enhance cash flow, expand operations, or seize new opportunities. Our team works tirelessly to access Business Loan options from banks and lenders across Australia, ensuring you receive tailored financing that aligns perfectly with your business objectives and financial capacity.

Navigating the complex landscape of business financing can feel overwhelming, which is why AXTON Finance simplifies the application process for Business Loans across Melbourne and throughout Australia. Our Business Finance Broker services eliminate the confusion and time-consuming research typically associated with applying for a business loan. We leverage our extensive industry relationships to access some of the best interest rates available in the market, while our expertise ensures your application is structured optimally to maximise approval chances. Whether you need working capital to maintain daily operations, funds to purchase a property, capital for buying a business, or resources to purchase equipment, our comprehensive approach addresses all your commercial financing needs.

The versatility of Business Loans through AXTON Finance means you can access funding for virtually any legitimate business purpose, including the ability to cover unexpected expenses that might otherwise disrupt your operations. Our Mortgage Broker expertise extends beyond traditional property lending, encompassing sophisticated business finance solutions that support growth, expansion, and strategic investments. We offer flexible loan terms that accommodate your business cycle, with options including facilities that provide additional financial flexibility when you need it most. This adaptability ensures your Business Loan works as a dynamic financial tool rather than a rigid obligation.

Understanding the importance of choice in business financing, AXTON Finance provides access to both secured Business Loan and unsecured Business Loan options, each designed to meet different business circumstances and risk profiles. Our Finance Brokers can structure loans with either variable interest rate or fixed interest rate terms, depending on your preference for payment predictability versus potential rate advantages. The loan structure flexibility extends to repayment arrangements, with flexible repayment options including progressive drawdown facilities for development projects and revolving line of credit arrangements for businesses requiring ongoing access to funds. This comprehensive approach ensures your loan amount and terms perfectly match your operational requirements.

Choosing AXTON Finance as your Business Finance Broker means partnering with professionals who understand that the right Business Loan can transform your business trajectory. Our commitment to finding you the best Mortgage Broker experience extends to providing ongoing support throughout your loan term, not just during the initial application phase. We recognise that business needs evolve, and our relationships with lenders across Australia enable us to provide solutions that grow with your enterprise. Whether you require -based lending or alternative financing structures, our expertise ensures you receive the most competitive interest rate and terms available, positioning your business for sustained success and growth in Australia's dynamic commercial environment.

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Common Questions About Business Loans

What types of Business Loans does AXTON Finance offer across Australia?

AXTON Finance provides access to a comprehensive range of Business Loan options including secured and unsecured Business Loan solutions, equipment finance, working capital facilities, and property investment loans. Our Finance Brokers can arrange both fixed interest rate and variable interest rate loans with flexible repayment options to suit different business needs. We recommend booking a Free Consultation to discuss which Business Loan structure would work best for your specific circumstances and cash flow requirements.

How can I access some of the best interest rates for my Business Loan?

As experienced Finance Brokers, AXTON Finance maintains relationships with numerous lenders across Australia, enabling us to access some of the best interest rates available in the market. Our Business Finance Broker team compares loan amount options and terms from multiple lenders to find competitive rates. The interest rate you'll qualify for depends on factors including your business's financial position, collateral available, and loan structure preferences. Contact us for a Free Consultation to understand what rates might be available for your situation.

What is the application process for Business Loans through AXTON Finance?

The application process for Business Loans through AXTON Finance begins with understanding your business needs, whether you're looking to purchase equipment, buy a business, purchase a property, or cover unexpected expenses. Our Mortgage Broker team guides you through documentation requirements and helps structure your application optimally. Applying for a business loan involves assessing your cash flow, determining appropriate loan structure, and selecting suitable repayment terms. We streamline this process significantly compared to approaching lenders directly. Schedule a Free Consultation to learn more about our simplified approach.

What are the differences between secured and unsecured Business Loans?

A secured Business Loan requires collateral such as property or equipment to secure the lending, typically offering lower interest rate options and higher loan amount potential. An unsecured Business Loan doesn't require specific security but may have higher rates and more restrictive terms. AXTON Finance can help you understand which option suits your business best, considering factors like available assets, flexible loan terms requirements, and your comfort level with different loan structure approaches. Our Finance Brokers will explain the implications during your Free Consultation.

Can I get flexible repayment options and additional features with my Business Loan?

Yes, AXTON Finance arranges Business Loans with various flexible repayment options including seasonal payment structures, progressive drawdown facilities for development projects, and revolving line of credit arrangements for ongoing working capital needs. Many loans include redraw facilities allowing access to additional funds when needed. Our Business Finance Broker team can structure loans with terms that align with your business cycle and cash flow patterns. The availability of specific features depends on the lender and your business circumstances, which we'll discuss during your Free Consultation.

How do AXTON Finance's services compare to going directly to banks for Business Loans?

As specialist Finance Brokers, AXTON Finance offers access to Business Loan options from banks and lenders across Australia, not just one institution. This means we can compare interest rate offerings, loan amount limits, and terms from multiple sources to find the best fit for your needs. Our Mortgage Broker expertise helps navigate complex application requirements and increases your chances of approval. We also provide ongoing support throughout the loan term, unlike direct bank applications where you're typically on your own after approval. Book a Free Consultation to understand how our Business Finance Broker approach can benefit your specific situation.

Get help from our Mortgage Brokers

We are passionate about delivering reliable client outcome and not just a cookie-cutter service. With over 100 years of combined industry experience, you can trust the team at AXTON Finance.

Joyce Cheng - Mortgage Broker at AXTON Finance

After a distinguished career in private banking at Macquarie Bank, Joyce recognised the value she could provide to clients in a smaller business setting, serving a diverse range of individuals from emerging wealth and high net wealth backgrounds.

Joyce Cheng

Senior Mortgage Broker

Nicole Campbell - Mortgage Broker at AXTON Finance

With over 20 years of experience working in senior mortgage broking roles, Nicole's experience means she has expert knowledge in lending. Whether it be complex lending structures or first home buyers, Nicole's focus is always reliable client outcomes.

Nicole Campbell

Partner Mortgage Broker

Luke Rowland - Mortgage Broker at AXTON Finance

Driven by a desire to empower his clients with the knowledge, resources and service to deliver results, Luke has earned a reputation, shown in his stellar career trajectory for his exceptional proficiency across the lending spectrum.

Luke Rowland

Partner Mortgage Broker

Access to Competitive Rates from Leading Lenders

Select from over 35 different lenders offering hundreds of mortgage products.

Our Reviews

We pride ourselves on being brokers you can actually trust, from the initial consultation through to annual reviews that we perform years after your settlement, our tailored services and relationship focus is built to last.

Need proof that we are one of Melbourne’s best mortgage brokerages? Don’t just take our word for it – we have hundreds of positive Google reviews from real clients so you can rest assured you’re making the right choice with choosing AXTON Finance.

Google Reviews

Rated 5 from 502 Reviews

Worked with David, rapid responses and great quality of service. No complaints

Marco Groot

a day ago

Melanie and her team are efficient and professional. The process is simple and smooth.

Bethany Lau

2 days ago

Joyce is an amazing broker and I cannot recommend her highly enough. Joyce is incredibly knowledgeable and really is on your side the whole way though. We got a great result all due to her efforts and I will definitely be back to her if I ever need help again.

Joshua Ellis

2 days ago

Joyce, girl, you’ve been such a pleasure to work with! Thank you for being so communicative with me and partner throughout the home loan application! You never failed to accommodate our needs and wants and even helped us build a wonderful and reliable team which helped secured us our beautiful home. We highly recommend first home buyers reaching out to Joyce for a no BS working relationship!

Wei Wen

5 days ago

David and the team were fantastic — attentive, thorough and communicated well through the entire process. I highly recommend engaging their services

Cameron

This week

This is our third time using Axton Finance, this engagement was supported by Joyce. I can't speak highly enough of her as a broker, proactive and clear communication and really great support. Nothing phased her and she was incredibly flexible as things moved around. Highly recommend Joyce Cheng, a lovely person and a great broker!

Sinead Mooney

This week

Martin Ryan at AXTON is an absolute gem! Martin is down to earth and extremely thoughtful. His professionalism and knowledge of the mortgage broking game is an untapped fountain of wisdom. Highly Recommend!

The Paint Pimp

This week

Nicole assisted in the purchase of my first home. I found her to be very informative, presented multiple options for me to make my own decisions from and answered all of my questions. Anything that came up she was able to deal with to keep my nerves at bay and ensure things went smoothly.

Amy

This month

AXTON Finance - Melbourne's Best Mortgage Brokers

Frequently Asked Questions

How do rental income and tax benefits affect my investment loan application?

Investment properties offer unique advantages in terms of rental income considerations and tax benefits, but these vary based on your individual circumstances and the specific property. The tax implications can be complex and should be carefully considered as part of your overall investment strategy. Book a consultation to understand how these factors apply to your situation and investment goals.

Can I use equity in my existing home to buy an investment property?

Using existing property equity for investment purchases is a popular wealth-building strategy, but the approach varies depending on your financial position and goals. There are several structuring options available, each with different benefits and considerations. Our experts can assess your equity position and explain your options during a complimentary consultation.

How much can I borrow for a home loan?

Your borrowing capacity depends on various personal and financial factors. While general guidelines exist, your actual borrowing power is unique to your situation, income, and financial goals. The best way to understand your true borrowing capacity is through a personalised assessment. Contact us for a free consultation where we'll provide you with an accurate borrowing estimate tailored to your circumstances.

Can I refinance my existing home loan or investment loan to get a better rate?

Refinancing can offer significant benefits, but whether it's right for you depends on your current loan terms, financial situation, and future goals. Market conditions and available products change regularly, so it's worth having your loans reviewed. Contact us for a free loan review to see if refinancing could improve your financial position.

What deposit do I need for an investment property loan?

Deposit requirements for investment properties vary between lenders and depend on your overall financial profile. While there are general guidelines, your specific situation may open up different options or require alternative approaches. Let us assess your circumstances in a free consultation to determine the most suitable deposit strategy for your investment plans.

What documents do I need to apply for a home or investment loan?

Documentation requirements vary depending on your employment type, loan amount, and chosen lender. Rather than providing a generic list, we prefer to give you a personalized checklist based on your specific situation and loan type. During your free consultation, we'll outline exactly what documents you'll need and help streamline your application process.

What types of home loans does AXTON Finance offer?

We offer a comprehensive range of home loan solutions including owner-occupier loans, first home buyer packages, refinancing options, and specialised lending products. Every situation is unique, which is why we work with multiple lenders to find the right fit for your circumstances. Book a free consultation with our experienced brokers to discover which loan options best suit your needs and financial goals.

How long does the loan approval process take?

Processing timeframes can vary based on your situation, chosen lender, and current market conditions. While we work to expedite every application, each scenario is different. The best approach is to discuss your specific timeline needs during a consultation, where we can provide realistic expectations and work to meet your settlement requirements.

What is an investment property loan and how does it differ from a home loan?

Investment property loans are specialised financing solutions designed for rental properties. They have different requirements, benefits, and tax implications compared to standard home loans. The specifics can vary significantly based on your investment strategy and financial situation. Schedule a free consultation with our investment property specialists to understand how these loans work and whether they align with your investment goals.

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97% Loan Approval Rate

502 Reviews

21 Years of Experience