Mortgage Broker in Hawthorn

Access some of the best home loan interest rates and loan options with help from our qualified Hawthorn Mortgage Brokers. Buy your next property in Hawthorn, VIC 3122 sooner with our help.

Rated 5 from 520 Reviews

Your Trusted Mortgage Broker in Hawthorn, VIC 3122

Finding the right home loan can be overwhelming, which is why having an experienced Mortgage Broker in Hawthorn, VIC 3122 makes all the difference to your property journey. AXTON Finance specialises in connecting local residents with loan options from banks and lenders across Australia, ensuring you access some of the best interest rates available in today's market. Our comprehensive understanding of the local property market in Hawthorn enables us to provide tailored advice that aligns with your unique financial situation and property goals.

As your dedicated Finance & Mortgage Broker in Hawthorn, we simplify the complex loan application process by offering a streamlined application process that saves you time and reduces stress. Whether you're a first home buyer looking to get pre-approved, an upgrader seeking better loan options, or an investor exploring investment loan opportunities, AXTON Finance has the expertise to assess your borrowing capacity and guide you through every step. We help evaluate crucial factors including your debt-to-income ratio, loan to value ratio (LVR), and whether you'll need lenders mortgage insurance (LMI), ensuring you understand all aspects of your loan application.

Our Mortgage Broker services in Hawthorn, VIC 3122 extend beyond simple loan approval to encompass comprehensive financial guidance tailored to your circumstances. We assist with various loan structures including principal and interest loans, interest only loans, variable interest rate loans, and fixed interest rate loans, helping you choose the most suitable option for your needs. AXTON Finance also helps you access government grants and incentives available to eligible borrowers, potentially reducing your upfront costs including stamp duty and deposit requirements.

Whether you're buying a home, purchasing an investment property, or considering refinancing a loan, our experienced team understands that every client's journey is unique. We work closely with you to explore options such as using a guarantor, leveraging your home equity, or utilising available equity or cash deposit to maximise your borrowing potential. Our Finance & Mortgage Brokers also provide ongoing support through services like home loan health checks, ensuring you continue to access competitive interest rate discounts and potentially access a better interest rate as market conditions change.

Choosing AXTON Finance as your Mortgage Broker in Hawthorn, VIC 3122 means partnering with professionals who prioritise your financial success and property aspirations. Our commitment to providing exceptional service extends from the initial consultation through to loan settlement and beyond, ensuring you receive the support needed to make informed decisions about your property finance. We understand that applying for a loan represents a significant financial commitment, which is why we focus on building long-term relationships based on trust, expertise, and results that matter to you and your family's future.

How much can you borrow to buy?

Key Services

Home Loans Hawrhorn AXTON Finance

Home Loans

Expert Home Loans from the Best Mortgage Broker in Hawthorn

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Investment Property Loans AXTON Finance

Investment Property Loans

Investment Property Loans from the Best Mortgage Broker in Hawthorn

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Refinancing AXTON Finance

Refinancing

Expert Refinancing Services from the Best Mortgage Broker in Hawthorn

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Construction Loans AXTON Finance

Construction Loans

Construction Loans from the Best Mortgage Broker in Hawthorn

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Bridging Loans AXTON Finance

Bridging Loans

Bridging Loans from the Best Mortgage Broker in Hawthorn

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AXTON Finance - Best Mortgage Broker in Hawthorn

Common Questions About Mortgage Brokers in Hawthorn

What services does a Mortgage Broker in Hawthorn, VIC 3122 provide?

A Mortgage Broker in Hawthorn, VIC 3122 offers comprehensive loan services including home loans, investment loans, refinancing options, and loan pre-approval assistance. AXTON Finance helps clients navigate the application process, assess borrowing capacity, and access loan options from multiple lenders across Australia. We also provide guidance on loan structures, interest rates, and help you potentially access government grants and incentives. To understand how our specific services can benefit your situation, we encourage you to book a free consultation with our experienced team.

How can I access some of the best interest rates through a Mortgage Broker?

Working with an experienced Finance & Mortgage Broker like AXTON Finance provides access to a wide network of lenders, potentially helping you secure competitive interest rates that may not be available directly to consumers. We compare variable interest rate loans and fixed interest rate loans from multiple banks and lenders, considering factors like your loan amount, loan to value ratio (LVR), and overall financial situation. Interest rate discounts and terms can vary significantly between lenders, so our Mortgage Broker in Hawthorn expertise helps identify the most suitable options for your circumstances. Book a free consultation to explore current rate options available to you.

What is the loan application process when working with AXTON Finance?

Our Mortgage Broker in Hawthorn, VIC 3122 provides a streamlined application process designed to simplify your loan journey from initial consultation to settlement. We begin by assessing your financial situation, borrowing capacity, and debt-to-income ratio to determine suitable loan options. AXTON Finance then assists with loan pre-approval, helping you get pre-approved before you start property shopping. Throughout the application process, we handle lender communications and documentation requirements, ensuring your loan application progresses smoothly. Every client's situation is unique, so we recommend booking a free consultation to understand the specific steps involved in your loan application.

Can a Mortgage Broker help first home buyers in Hawthorn access government grants?

Yes, our Finance & Mortgage Brokers specialise in helping first home buyers navigate available government grants and incentives that may reduce your upfront costs. AXTON Finance stays updated on current schemes that may assist with stamp duty savings, deposit assistance, or other financial benefits available to eligible first home buyers. We also provide guidance on lenders mortgage insurance (LMI), deposit requirements, and options such as using a guarantor to increase your borrowing capacity. As government incentives and eligibility criteria change regularly, our Mortgage Broker in Hawthorn team ensures you receive current information relevant to your situation. Contact us for a free consultation to explore what assistance may be available for your first home purchase.

When should I consider refinancing my loan through a Mortgage Broker in Hawthorn?

Refinancing a loan can be beneficial when you want to potentially access a better interest rate, change loan features, or access your home equity for other purposes. Our Mortgage Broker in Hawthorn, VIC 3122 recommends considering refinancing if your current loan no longer meets your needs, if you're not receiving competitive rates, or if you want to consolidate debts. AXTON Finance offers home loan health check services to evaluate whether refinancing could benefit your financial situation. Market conditions, your improved financial position, or changes in your property's value might create opportunities for better loan terms. We suggest booking a free consultation to assess whether refinancing aligns with your current financial goals and circumstances.

Access to Competitive Rates from Leading Lenders

Select from over 35 different lenders offering hundreds of mortgage products.

Our Reviews

We pride ourselves on being brokers you can actually trust, from the initial consultation through to annual reviews that we perform years after your settlement, our tailored services and relationship focus is built to last.

Need proof that we are one of Melbourne’s best mortgage brokerages? Don’t just take our word for it – we have hundreds of positive Google reviews from real clients so you can rest assured you’re making the right choice with choosing AXTON Finance.

Google Reviews

Rated 5 from 520 Reviews

Nicole Campbell helped us refinance - she was very professional and her communication was exceptional, always took the time to explain things and was always available to answer queries through the process. After previously using a different broker/firm, Nicole managed to secure an even better deal, refinancing our two properties and saving us close to $10k/year in interest. Highly recommend, thanks again!

Richard Azzopardi

Today

Highly recommend Joyce! Incredibly thorough, patient, and genuinely invested in getting the best outcome for me. Everything was explained clearly, no question ever felt silly, and the whole process felt calm and well-supported from start to finish. Her dedication, follow-through, and attention to detail made what could have been stressful feel straightforward and manageable. Wouldn’t hesitate to recommend Joyce to anyone looking for a broker who truly cares.

Lauren Brooks

a day ago

Morgan O'Sulllivan

2 days ago

I have used Axton for years and I would not go anywhere else. The whole team is great to work with!

Jeremy Ciardullo

3 days ago

Hi, just want to give a shout out to Jean-Marc Nemorin, he was amazing, always quick to respond and answer questions, always keeping in touch with me for every step. Really good worker. give him a pay raise :)

Angela Brennan

3 days ago

David was amazing to work with. He helped us secure a loan with Bank of Melbourne to buy our family home. David is knowledgeable and made the buying process simple, keeping us updated every step of the way. Highly recommend David!

Natalie Tran

This week

Nicole was amazing to deal with. Her communication was exceptional and she made sure to thoroughly explain the process from start to finish. Nicole is professional and very knowledgeable and I would not hesitate to recommend.

Lisette Giles

This month

Adam Piper was outstanding in supporting us through our first investment property purchase. His guidance, clear communication, and support made the process well ordered. We couldn’t recommend Adam more highly, he’s fantastic at what he does.

Ryan Wilkes

This month

Our team are the Best Mortgage Broker in Hawthorn Victoria

Frequently Asked Questions

How do rental income and tax benefits affect my investment loan application?

Investment properties offer unique advantages in terms of rental income considerations and tax benefits, but these vary based on your individual circumstances and the specific property. The tax implications can be complex and should be carefully considered as part of your overall investment strategy. Book a consultation to understand how these factors apply to your situation and investment goals.

Can I use equity in my existing home to buy an investment property?

Using existing property equity for investment purchases is a popular wealth-building strategy, but the approach varies depending on your financial position and goals. There are several structuring options available, each with different benefits and considerations. Our experts can assess your equity position and explain your options during a complimentary consultation.

How much can I borrow for a home loan?

Your borrowing capacity depends on various personal and financial factors. While general guidelines exist, your actual borrowing power is unique to your situation, income, and financial goals. The best way to understand your true borrowing capacity is through a personalised assessment. Contact us for a free consultation where we'll provide you with an accurate borrowing estimate tailored to your circumstances.

Can I refinance my existing home loan or investment loan to get a better rate?

Refinancing can offer significant benefits, but whether it's right for you depends on your current loan terms, financial situation, and future goals. Market conditions and available products change regularly, so it's worth having your loans reviewed. Contact us for a free loan review to see if refinancing could improve your financial position.

What deposit do I need for an investment property loan?

Deposit requirements for investment properties vary between lenders and depend on your overall financial profile. While there are general guidelines, your specific situation may open up different options or require alternative approaches. Let us assess your circumstances in a free consultation to determine the most suitable deposit strategy for your investment plans.

What documents do I need to apply for a home or investment loan?

Documentation requirements vary depending on your employment type, loan amount, and chosen lender. Rather than providing a generic list, we prefer to give you a personalized checklist based on your specific situation and loan type. During your free consultation, we'll outline exactly what documents you'll need and help streamline your application process.

What types of home loans does AXTON Finance offer?

We offer a comprehensive range of home loan solutions including owner-occupier loans, first home buyer packages, refinancing options, and specialised lending products. Every situation is unique, which is why we work with multiple lenders to find the right fit for your circumstances. Book a free consultation with our experienced brokers to discover which loan options best suit your needs and financial goals.

How long does the loan approval process take?

Processing timeframes can vary based on your situation, chosen lender, and current market conditions. While we work to expedite every application, each scenario is different. The best approach is to discuss your specific timeline needs during a consultation, where we can provide realistic expectations and work to meet your settlement requirements.

What is an investment property loan and how does it differ from a home loan?

Investment property loans are specialised financing solutions designed for rental properties. They have different requirements, benefits, and tax implications compared to standard home loans. The specifics can vary significantly based on your investment strategy and financial situation. Schedule a free consultation with our investment property specialists to understand how these loans work and whether they align with your investment goals.

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97% Loan Approval Rate

520 Reviews

21 Years of Experience