Mortgage Broker in Burwood

Expert Mortgage Broker Services in Burwood VIC 3125 - Access Best Home Loan Rates & Options

Rated 5 from 502 Reviews

Your Trusted Mortgage Broker in Burwood, VIC 3125

Finding the right home loan can be overwhelming, but with AXTON Finance as your dedicated Mortgage Broker in Burwood, VIC 3125, you gain access to some of the best interest rates and comprehensive loan options available across Australia. Our experienced Finance & Mortgage Brokers understand the local property market dynamics and work tirelessly to match you with the perfect lending solution. Whether you're a first home buyer, upgrader, or down-sizer looking at buying a home or investment property in Burwood, our streamlined application process ensures you can apply for a loan with confidence and potentially access a better interest rate than going directly to a single lender.

As the premier Mortgage Broker in Burwood, VIC 3125, AXTON Finance provides access to loan options from banks and lenders across Australia, significantly expanding your borrowing capacity beyond what any single institution can offer. Our Finance & Mortgage Broker specialists conduct a thorough assessment of your financial situation, including your debt-to-income ratio, available equity or cash deposit, and potential for using a guarantor to maximise your loan amount opportunities. We help you navigate complex considerations like lenders mortgage insurance (LMI), loan to value ratio (LVR), stamp duty implications, and whether a variable interest rate loan or fixed interest rate loan best suits your circumstances. From home loans and investment loans to refinancing existing arrangements, our comprehensive approach ensures you receive personalised guidance throughout the entire loan application process.

The value of working with a professional Mortgage Broker in Burwood, VIC 3125 extends far beyond simply securing a home loan – we provide ongoing support to optimise your financial position. AXTON Finance helps clients access government grants and incentives available to eligible borrowers, while also explaining the benefits of different repayment structures such as interest only loans versus principal and interest loans. Our team conducts regular home loan health checks to ensure your current arrangements remain competitive, potentially identifying opportunities for interest rate discounts or better loan terms. Whether you're considering home equity options, seeking loan pre-approval, or need guidance on the most suitable loan structure for your investment goals, our expertise ensures you make informed decisions.

Choosing AXTON Finance as your Mortgage Broker in Burwood, VIC 3125 means partnering with professionals who prioritise your long-term financial success over short-term transactions. We understand that buying a home or investment property represents one of life's most significant financial commitments, which is why our application process is designed to be transparent, efficient, and tailored to your unique circumstances. Our established relationships with leading lenders enable us to negotiate competitive terms and navigate complex approval processes that might challenge individual applicants. From initial consultation through settlement and beyond, we remain committed to helping you achieve your property ownership goals while securing the most advantageous loan terms available.

The local expertise of our Mortgage Broker in Burwood, VIC 3125 team, combined with AXTON Finance's national lending network, creates unparalleled opportunities for property buyers and investors in the area. We stay current with market trends, regulatory changes, and emerging loan products to ensure our clients receive the most relevant and beneficial advice. Whether you're navigating the complexities of your first home purchase, expanding your investment portfolio, or considering refinancing options to improve your financial position, our comprehensive service approach addresses every aspect of your lending needs. Contact AXTON Finance today to discover how our expertise can help you access superior loan options and achieve your property goals sooner than you thought possible.

How much can you borrow to buy?

AXTON Finance - Best Mortgage Broker in Burwood

Common Questions About Mortgage Brokers in Burwood, VIC 3125

What advantages does using a Mortgage Broker in Burwood, VIC 3125 provide over approaching banks directly?

Working with a Mortgage Broker in Burwood, VIC 3125 like AXTON Finance provides access to loan options from multiple banks and lenders across Australia, rather than being limited to a single institution's products. Our Finance & Mortgage Brokers can assess your financial situation comprehensively and negotiate on your behalf to potentially access better interest rates and loan terms. We also provide expert guidance throughout the application process, helping you navigate complex requirements and increase your chances of loan approval. To understand the specific benefits for your circumstances, we recommend booking a Free Consultation with our team.

How can a Mortgage Broker in Burwood, VIC 3125 help me access the best home loan interest rates?

As an experienced Mortgage Broker in Burwood, VIC 3125, AXTON Finance maintains relationships with numerous lenders, giving us insights into current interest rate offerings and promotional deals that may not be publicly advertised. Our Finance & Mortgage Broker specialists can compare variable interest rate loans and fixed interest rate loans across multiple lenders to identify the most competitive options for your loan amount and loan to value ratio (LVR). We also understand how factors like your borrowing capacity, deposit size, and whether you need lenders mortgage insurance (LMI) affect available rates. Book a Free Consultation to discover what rates you might qualify for.

What loan options are available through a Mortgage Broker in Burwood, VIC 3125 for first home buyers?

First home buyers working with a Mortgage Broker in Burwood, VIC 3125 can access various loan options including home loans with low deposit requirements, loans that accommodate guarantor arrangements, and products specifically designed for first-time purchasers. AXTON Finance helps first home buyers understand government grants and incentives they may be eligible for, while also explaining the differences between principal and interest loans versus interest only loans. Our streamlined application process is designed to support first-time buyers through every step. We encourage first home buyers to book a Free Consultation to explore their specific loan options and get pre-approved.

Can a Mortgage Broker in Burwood, VIC 3125 help with investment property loans and refinancing?

Absolutely – as your trusted Mortgage Broker in Burwood, VIC 3125, AXTON Finance specialises in both investment loans for property purchases and refinancing existing arrangements. Our Finance & Mortgage Brokers understand the unique requirements of investment property lending, including how rental income affects borrowing capacity and the tax implications of different loan structures. For refinancing, we conduct comprehensive home loan health checks to identify opportunities for better interest rates, improved loan terms, or access to home equity. Whether you're buying an investment property or refinancing current loans, we recommend scheduling a Free Consultation to discuss your specific goals.

How does the loan application process work with a Mortgage Broker in Burwood, VIC 3125?

The loan application process with AXTON Finance as your Mortgage Broker in Burwood, VIC 3125 begins with a comprehensive assessment of your financial situation, including your debt-to-income ratio, available equity or cash deposit, and property goals. Our Finance & Mortgage Broker team then presents suitable loan options from our network of lenders, helping you understand factors like stamp duty, interest rate discounts, and LMI requirements. We guide you through the application process, coordinate with lenders and other professionals, and provide updates throughout the approval process. To understand how our streamlined application process works for your specific situation, please book a Free Consultation.

What should I know about loan pre-approval when working with a Mortgage Broker in Burwood, VIC 3125?

Loan pre-approval through a Mortgage Broker in Burwood, VIC 3125 like AXTON Finance provides you with a clear understanding of your borrowing capacity and loan amount before you start seriously looking at properties. Our Finance & Mortgage Brokers help you get pre-approved by presenting your application to suitable lenders and negotiating terms on your behalf. Pre-approval gives you confidence when making offers and can expedite the final loan approval process. The pre-approval process also helps identify any potential issues early, allowing time to address them before you find your ideal property. Contact us to book a Free Consultation and discuss getting pre-approved for your home loan.

Get help from our Mortgage Brokers

We are passionate about delivering reliable client outcome and not just a cookie-cutter service. With over 100 years of combined industry experience, you can trust the team at AXTON Finance.

Joyce Cheng - Best Mortgage Broker in Burwood

After a distinguished career in private banking at Macquarie Bank, Joyce recognised the value she could provide to clients in a smaller business setting, serving a diverse range of individuals from emerging wealth and high net wealth backgrounds.

Joyce Cheng

Senior Mortgage Broker

Nicole Campbell - Best Mortgage Broker in Burwood

With over 20 years of experience working in senior mortgage broking roles, Nicole's experience means she has expert knowledge in lending. Whether it be complex lending structures or first home buyers, Nicole's focus is always reliable client outcomes.

Nicole Campbell

Partner Mortgage Broker

Luke Rowland - Best Mortgage Broker in Burwood

Driven by a desire to empower his clients with the knowledge, resources and service to deliver results, Luke has earned a reputation, shown in his stellar career trajectory for his exceptional proficiency across the lending spectrum.

Luke Rowland

Partner Mortgage Broker

Access to Competitive Rates from Leading Lenders

Select from over 35 different lenders offering hundreds of mortgage products.

Our Reviews

We pride ourselves on being brokers you can actually trust, from the initial consultation through to annual reviews that we perform years after your settlement, our tailored services and relationship focus is built to last.

Need proof that we are one of Melbourne’s best mortgage brokerages? Don’t just take our word for it – we have hundreds of positive Google reviews from real clients so you can rest assured you’re making the right choice with choosing AXTON Finance.

Google Reviews

Rated 5 from 502 Reviews

Worked with David, rapid responses and great quality of service. No complaints

Marco Groot

a day ago

Melanie and her team are efficient and professional. The process is simple and smooth.

Bethany Lau

2 days ago

Joyce is an amazing broker and I cannot recommend her highly enough. Joyce is incredibly knowledgeable and really is on your side the whole way though. We got a great result all due to her efforts and I will definitely be back to her if I ever need help again.

Joshua Ellis

2 days ago

Joyce, girl, you’ve been such a pleasure to work with! Thank you for being so communicative with me and partner throughout the home loan application! You never failed to accommodate our needs and wants and even helped us build a wonderful and reliable team which helped secured us our beautiful home. We highly recommend first home buyers reaching out to Joyce for a no BS working relationship!

Wei Wen

5 days ago

David and the team were fantastic — attentive, thorough and communicated well through the entire process. I highly recommend engaging their services

Cameron

This week

This is our third time using Axton Finance, this engagement was supported by Joyce. I can't speak highly enough of her as a broker, proactive and clear communication and really great support. Nothing phased her and she was incredibly flexible as things moved around. Highly recommend Joyce Cheng, a lovely person and a great broker!

Sinead Mooney

This week

Martin Ryan at AXTON is an absolute gem! Martin is down to earth and extremely thoughtful. His professionalism and knowledge of the mortgage broking game is an untapped fountain of wisdom. Highly Recommend!

The Paint Pimp

This week

Nicole assisted in the purchase of my first home. I found her to be very informative, presented multiple options for me to make my own decisions from and answered all of my questions. Anything that came up she was able to deal with to keep my nerves at bay and ensure things went smoothly.

Amy

This month

AXTON Finance - Best Mortgage Broker in Burwood

Frequently Asked Questions

How do rental income and tax benefits affect my investment loan application?

Investment properties offer unique advantages in terms of rental income considerations and tax benefits, but these vary based on your individual circumstances and the specific property. The tax implications can be complex and should be carefully considered as part of your overall investment strategy. Book a consultation to understand how these factors apply to your situation and investment goals.

Can I use equity in my existing home to buy an investment property?

Using existing property equity for investment purchases is a popular wealth-building strategy, but the approach varies depending on your financial position and goals. There are several structuring options available, each with different benefits and considerations. Our experts can assess your equity position and explain your options during a complimentary consultation.

How much can I borrow for a home loan?

Your borrowing capacity depends on various personal and financial factors. While general guidelines exist, your actual borrowing power is unique to your situation, income, and financial goals. The best way to understand your true borrowing capacity is through a personalised assessment. Contact us for a free consultation where we'll provide you with an accurate borrowing estimate tailored to your circumstances.

Can I refinance my existing home loan or investment loan to get a better rate?

Refinancing can offer significant benefits, but whether it's right for you depends on your current loan terms, financial situation, and future goals. Market conditions and available products change regularly, so it's worth having your loans reviewed. Contact us for a free loan review to see if refinancing could improve your financial position.

What deposit do I need for an investment property loan?

Deposit requirements for investment properties vary between lenders and depend on your overall financial profile. While there are general guidelines, your specific situation may open up different options or require alternative approaches. Let us assess your circumstances in a free consultation to determine the most suitable deposit strategy for your investment plans.

What documents do I need to apply for a home or investment loan?

Documentation requirements vary depending on your employment type, loan amount, and chosen lender. Rather than providing a generic list, we prefer to give you a personalized checklist based on your specific situation and loan type. During your free consultation, we'll outline exactly what documents you'll need and help streamline your application process.

What types of home loans does AXTON Finance offer?

We offer a comprehensive range of home loan solutions including owner-occupier loans, first home buyer packages, refinancing options, and specialised lending products. Every situation is unique, which is why we work with multiple lenders to find the right fit for your circumstances. Book a free consultation with our experienced brokers to discover which loan options best suit your needs and financial goals.

How long does the loan approval process take?

Processing timeframes can vary based on your situation, chosen lender, and current market conditions. While we work to expedite every application, each scenario is different. The best approach is to discuss your specific timeline needs during a consultation, where we can provide realistic expectations and work to meet your settlement requirements.

What is an investment property loan and how does it differ from a home loan?

Investment property loans are specialised financing solutions designed for rental properties. They have different requirements, benefits, and tax implications compared to standard home loans. The specifics can vary significantly based on your investment strategy and financial situation. Schedule a free consultation with our investment property specialists to understand how these loans work and whether they align with your investment goals.

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97% Loan Approval Rate

502 Reviews

21 Years of Experience