114 Auburn Road, Hawthorn VIC 3122
See map below - opposite The Auburn Hotel
We will respond to your form enquiry within ONE business hour.
Rated 5 from 499 Reviews
















































































Finalist
2025 Rate My Agent Top 5 Mortgage Broker VIC - Nicole Campbell
Winner
2024 Mortgage Professional Australia - Top Brokerages #20 in Australia
Winner
2024 Connective Excellence Awards All Round Broker Of The Year - Clinton Waters
Finalist
2024 The Adviser Better Business Awards VIC/TAS - Best Boutique Non-Franchise Office
Winner
2023 Mortgage Professional Australia - Top Brokerages #40 in Australia
Finalist
2023 The Adviser Better Business Awards VIC/TAS - Best Boutique Independent Office
Investment properties offer unique advantages in terms of rental income considerations and tax benefits, but these vary based on your individual circumstances and the specific property. The tax implications can be complex and should be carefully considered as part of your overall investment strategy. Book a consultation to understand how these factors apply to your situation and investment goals.
Using existing property equity for investment purchases is a popular wealth-building strategy, but the approach varies depending on your financial position and goals. There are several structuring options available, each with different benefits and considerations. Our experts can assess your equity position and explain your options during a complimentary consultation.
Your borrowing capacity depends on various personal and financial factors. While general guidelines exist, your actual borrowing power is unique to your situation, income, and financial goals. The best way to understand your true borrowing capacity is through a personalised assessment. Contact us for a free consultation where we'll provide you with an accurate borrowing estimate tailored to your circumstances.
Refinancing can offer significant benefits, but whether it's right for you depends on your current loan terms, financial situation, and future goals. Market conditions and available products change regularly, so it's worth having your loans reviewed. Contact us for a free loan review to see if refinancing could improve your financial position.
Deposit requirements for investment properties vary between lenders and depend on your overall financial profile. While there are general guidelines, your specific situation may open up different options or require alternative approaches. Let us assess your circumstances in a free consultation to determine the most suitable deposit strategy for your investment plans.
Documentation requirements vary depending on your employment type, loan amount, and chosen lender. Rather than providing a generic list, we prefer to give you a personalized checklist based on your specific situation and loan type. During your free consultation, we'll outline exactly what documents you'll need and help streamline your application process.
We offer a comprehensive range of home loan solutions including owner-occupier loans, first home buyer packages, refinancing options, and specialised lending products. Every situation is unique, which is why we work with multiple lenders to find the right fit for your circumstances. Book a free consultation with our experienced brokers to discover which loan options best suit your needs and financial goals.
Processing timeframes can vary based on your situation, chosen lender, and current market conditions. While we work to expedite every application, each scenario is different. The best approach is to discuss your specific timeline needs during a consultation, where we can provide realistic expectations and work to meet your settlement requirements.
Investment property loans are specialised financing solutions designed for rental properties. They have different requirements, benefits, and tax implications compared to standard home loans. The specifics can vary significantly based on your investment strategy and financial situation. Schedule a free consultation with our investment property specialists to understand how these loans work and whether they align with your investment goals.
We pride ourselves on being brokers you can actually trust, from the initial consultation through to annual reviews that we perform years after your settlement, our tailored services and relationship focus is built to last.
Need proof that we are one of Melbourne’s best mortgage brokerages then don’t just take our word for it – we have hundreds of positive Google reviews from real clients so you can rest assured you’re making the right choice with choosing Axton Finance.
Rated 5 from 499 Reviews
Joyce, girl, you’ve been such a pleasure to work with! Thank you for being so communicative with me and partner throughout the home loan application! You never failed to accommodate our needs and wants and even helped us build a wonderful and reliable team which helped secured us our beautiful home. We highly recommend first home buyers reaching out to Joyce for a no BS working relationship!
Martin Ryan at AXTON is an absolute gem! Martin is down to earth and extremely thoughtful. His professionalism and knowledge of the mortgage broking game is an untapped fountain of wisdom. Highly Recommend!
This is our third time using Axton Finance, this engagement was supported by Joyce. I can't speak highly enough of her as a broker, proactive and clear communication and really great support. Nothing phased her and she was incredibly flexible as things moved around. Highly recommend Joyce Cheng, a lovely person and a great broker!
David and the team were fantastic — attentive, thorough and communicated well through the entire process. I highly recommend engaging their services
Nicole assisted in the purchase of my first home. I found her to be very informative, presented multiple options for me to make my own decisions from and answered all of my questions. Anything that came up she was able to deal with to keep my nerves at bay and ensure things went smoothly.
Highly recommend Adam and the team at Axton Finance. Adam gave great advice, is Always accessible and the team delivers great service every time.
I worked with Martin initially, who brings decades of experience and professionalism to mortgage broking, and then his counterpart, Joyce, and I cannot recommend them highly enough. In fact, I am still in awe of the service I received. They were the consumate professionals: friendly, welcoming, inclusive, understanding, and their product knowledge was second to none. Joyce worked on finalsing our mortgage with our lender, and you will not find a better broker in the industry. There was never a problem, you could ask her anything, her work was efficent and of the highest quality, she responed to all of our enquiries within minutes, she returned phone calls in a timely manner, but above all, she made the whole lending process easy and stress free, instilling calmness throughout our loan application and approval. Most people would find the home loan process overwhelming, but Joyce took all that stress and anxiety out of the equatio, and as mentioned, her communication and reassurance during the whole process was impeccable. Thank you Martin and Joyce for all you've done for us, I will recommend you to anyone who needs the a mortgage broker, you guys are guns and are the best in the business. Thank you so much.
Joyce provided great advice and options to consider and pros and cons for each option. Highly recommended
We aim to provide you with premium, tailored service that sets us apart from the competition. Our experienced team of Melbourne’s best mortgage brokers has unparalleled industry knowledge of all the current lending options, policies, and processes. We develop client relationships – not just a once-off transaction.
Clinton Waters founded AXTON Finance on three core values: trust, communication, and excellence. What does this mean for you? It means you rely on us to talk through your credit options in plain English and deliver a customer service experience far beyond what you’d normally receive from a bank or online lender. With hundreds of five star Google reviews our excellence in mortgage broking speaks for itself.
97% Loan Approval Rate
499 Reviews
21 Years of Experience