6th May, 2015

Are you an Australian Expat?

Expat Mortgages
Investment Finance
Refinancing

Over the years I have helped countless Australian expat clients working in all corners of the world to appropriately finance their property portfolio back here in Australia.

Building your property portfolio with tailored mortgage advice

With the advent of new technologies, expat acquisition of property in Australia has become significantly easier. By getting in touch with me and using various simple yet powerful tools on the internet you can gain easy access to our experience and expertise. We offer packaged mortgage broking and portfolio structuring advice encompassing:

– Purchase of owner occupied home and investment properties

– Owner occupied purchases or refinances

– Lines of credit establishment for investment purposes

– Property portfolio planning

– Mortgage health check reviews

Where initial face-to-face meetings are not possible, I can conduct client meetings via SKYPE video (see my availability & book obligation free skype meeting here) and I will provide you with much more than just an opinion of a rate and product offered by a bank. I provide a live shared screen viewing of proposed structures and worksheets especially tailored to your individual circumstances.

Quick Facts for Australian Expat mortgages

– Expats can generally borrow up to 90% of the value of the property purchased

– Some professions are eligible for the waiver of mortgage insurance if lending >80%

– No loading on interest rates – normal resident discounts apply
Interviews can be completed on SKYPE

– Foreign Currency Loans (FCL) available in certain circumstances
Private banking solutions available

Get access to our network of trusted professionals:

Over the years I have established trusted relationships with some of Melbourne’s best professionals who you too can confidently leverage upon without having to trawl the internet remotely trying to find the right people to help you with your property needs.

We have direct access to leading professionals in the following fields:

Buyers advocates – where clients are not able to inspect or bid for a property in Australia, a buyers advocate can source and review properties and negotiate on your behalf. Our advocates have years of experience and can help ensure clients make the right decision with the confidence as if they were undertaking the transaction themselves.

Solicitors/conveyancers – aside from arranging the settlement and legal transfer of real estate into a client’s name,  it is vital that property contracts and disclosure documents (known as section 32’s in Victoria) are closely examined to identify any hidden pitfalls.  Our preferred conveyancers are experts at assuring a smooth settlement process and identifying issues early before they become bigger problems.

Accountants – a good accountant should be proactive and be across such matters as the taxation entitlements  expats may be eligible for while non-resident.

Financial planners – generally expats are considering the purchase of a property as part of a longer term wealth creation strategy. The purchase of a property may form part of a much bigger wealth creation picture that needs careful consideration. Our preferred planners can provide you on a tailored fee for service basis with quality advice on risk insurances, superannuation, retirement planning and financial goal setting and reviews.

Property managers – you wouldn’t give the keys to an expensive car to just anyone so equally why would you hand over the management of a valuable property to someone you didn’t trust? We have access to some of Melbourne’s best property managers with whom we have had extensive personal experience.

Licensed pre purchase inspections – buying an established property can unearth all sorts of issues, many of which are only found after settlement. Help avoid this situation by requesting an insured pre purchase inspection by one of our selected professionals. Each inspection generates a detailed report covering such matters as structural issues, any unregulated improvements/renovations, asbestos risk and pest infestations.

Our growing expat business is due in no small part to the comprehensive set of services we provide that are tailored to individual needs and involve access to a range of technical and professional skills that are designed to take the hassle out of property investments.

Contact me now to make an obligation free review of your proposed mortgage finance needs on 1300 706 540 or email me direct at [email protected]

Alternatively see my availability & book obligation free skype meeting here.

I’ve been a long term client with Clint and have recommended him to many other clients who have been most impressed. The formation of AXTON has seen service taken to another level – with Bertrand and Richard proving to be top-notch resources – mostly in the clarity and well laid-out instructions in each timely and informative communication they provide. I am living in Canada so the logistics are not simple – however the constant attention and care made the transaction relatively easy. Thanks Guys! Stuart Sandiford – Expat Australian Newfoundland Canada – July 2016

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