Mortgages

Buying your first home? Expanding your property portfolio? There's a mortgage for that.

Rated 5 from 595 Reviews

First Home Buyer Loans AXTON Finance

First Home Buyer Loans

Find the perfect home loan for first-time buyers, with expert guidance and access to competitive rates.

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Next Home Buyer Loans AXTON Finance

Next Home Buyer Loans

Secure your next property with confidence using a home loan that suits your financial situation.

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Investment Property Loans AXTON Finance

Investment Property Loans

Build your property portfolio with tailored Investment Property Loans designed to suit your goals.

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Construction & Renovation Loans AXTON Finance

Construction & Renovation Loans

Build or renovate your dream home with Construction & Renovation Loans tailored to your project and budget.

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Commercial Property Loans AXTON Finance

Commercial Property Loans

Find the right Commercial Property Loan to support your investment strategy and grow your property portfolio.

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Expat Lending AXTON

Expat Lending

Our team specialises in Expat Lending, making it easier for Australians living abroad to invest or buy property.

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Our Reviews

We pride ourselves on being brokers you can actually trust, from the initial consultation through to annual reviews that we perform years after your settlement, our tailored services and relationship focus is built to last.

Need proof that we are one of Melbourne’s best mortgage brokerages then don’t just take our word for it – we have hundreds of positive Google reviews from real clients so you can rest assured you’re making the right choice with choosing Axton Finance.

Google Reviews

Rated 5 from 595 Reviews

After having a poor experience with a different broker and feeling deflated. Arthur helped my partner and I secure our dream home. He was courteous, supportive, professional and helpful throughout the entire process. I will never forget the moment he called and told me that we had our finance approved. He is as genuine as they come and I hope to work with him again in the future. Thank you for everything.

Alex Oversluizen

Today

Scott took such great care of us checking in all the time and making sure we understood and felt comfortable every step of the way thanks Scott!

Daniel Gaudiello

Today

Awesome experience with Tom and Next Chapter! I initially reached out to see if refinancing my owner-occupied and investment properties made sense. Even though I already had an okay rate dealing directly with the bank, Tom to my suprise quickly secured a much better rate with another lender and added an offset account I didn't have before. Working with a broker was a far better experience—it was clear Tom genuinely wanted the best outcome for me. He made the entire process quick and easy. I highly recommend Tom and the team if you need a loan.

Luís Carlos Sousa Tavares

Today

⭐⭐⭐⭐⭐ I had an excellent experience with NMS Finance throughout my home loan refinancing process. The team was extremely professional, responsive, and efficient. They managed to secure a fantastic interest rate for us and made the entire process smooth, quick, and stress-free. Their communication and support were outstanding from start to finish. I’m extremely happy with the outcome and would highly recommend NMS Finance to anyone looking for a reliable and professional mortgage broker. Thank you for the amazing service!

Alireza Habashi

Today

Lachlan and his team have been amazing to deal with throughout the whole process of refinancing our home loan. Their communication has been professional and prompt and they have always responded in a timely manner. We would highly recommend LBK Lending!

rebe Allia

Today

The guys and girls at pickers have been extremely helpful nothings ever an issue couldn’t be happier with their service

Aaron Shearman

Today

We have had a fantastic experience with Nicole from start to finish. She has consistently gone above and beyond to help us when we were first home-buyers, to now re-financing. Our incomes were slightly more complex and needed extra time and expertise which Nicole certainly has. I couldn't recommend her more highly.

B and T Krieger

Today

We loved working with Nicole to help us refinance our home loan. She is super professional with very deep understanding in all matters related to the refinancing. She is very patient to answer all the numerous questions my wife and I asked her. She also worked really hard to get us the best interest rate possible for the refinance. We really look forward to continue working with her in the years to come!

Zhen He

Today

Access to Competitive Rates from Leading Lenders

Select from over 35 different lenders offering hundreds of mortgage products.

Mortgages at AXTON Finance

Frequently Asked Questions

How do rental income and tax benefits affect my investment loan application?

Investment properties offer unique advantages in terms of rental income considerations and tax benefits, but these vary based on your individual circumstances and the specific property. The tax implications can be complex and should be carefully considered as part of your overall investment strategy. Book a consultation to understand how these factors apply to your situation and investment goals.

Can I use equity in my existing home to buy an investment property?

Using existing property equity for investment purchases is a popular wealth-building strategy, but the approach varies depending on your financial position and goals. There are several structuring options available, each with different benefits and considerations. Our experts can assess your equity position and explain your options during a complimentary consultation.

How much can I borrow for a home loan?

Your borrowing capacity depends on various personal and financial factors. While general guidelines exist, your actual borrowing power is unique to your situation, income, and financial goals. The best way to understand your true borrowing capacity is through a personalised assessment. Contact us for a free consultation where we'll provide you with an accurate borrowing estimate tailored to your circumstances.

Can I refinance my existing home loan or investment loan to get a better rate?

Refinancing can offer significant benefits, but whether it's right for you depends on your current loan terms, financial situation, and future goals. Market conditions and available products change regularly, so it's worth having your loans reviewed. Contact us for a free loan review to see if refinancing could improve your financial position.

What deposit do I need for an investment property loan?

Deposit requirements for investment properties vary between lenders and depend on your overall financial profile. While there are general guidelines, your specific situation may open up different options or require alternative approaches. Let us assess your circumstances in a free consultation to determine the most suitable deposit strategy for your investment plans.

What documents do I need to apply for a home or investment loan?

Documentation requirements vary depending on your employment type, loan amount, and chosen lender. Rather than providing a generic list, we prefer to give you a personalized checklist based on your specific situation and loan type. During your free consultation, we'll outline exactly what documents you'll need and help streamline your application process.

What types of home loans does AXTON Finance offer?

We offer a comprehensive range of home loan solutions including owner-occupier loans, first home buyer packages, refinancing options, and specialised lending products. Every situation is unique, which is why we work with multiple lenders to find the right fit for your circumstances. Book a free consultation with our experienced brokers to discover which loan options best suit your needs and financial goals.

How long does the loan approval process take?

Processing timeframes can vary based on your situation, chosen lender, and current market conditions. While we work to expedite every application, each scenario is different. The best approach is to discuss your specific timeline needs during a consultation, where we can provide realistic expectations and work to meet your settlement requirements.

What is an investment property loan and how does it differ from a home loan?

Investment property loans are specialised financing solutions designed for rental properties. They have different requirements, benefits, and tax implications compared to standard home loans. The specifics can vary significantly based on your investment strategy and financial situation. Schedule a free consultation with our investment property specialists to understand how these loans work and whether they align with your investment goals.

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97% Loan Approval Rate

595 Reviews

21+ Years of Experience