Mortgage Broker in Glen Iris

Professional Mortgage Broker Services in Glen Iris, VIC 3146 - Expert Home Loan Solutions

Rated 5 from 488 Reviews

Your Trusted Mortgage Broker in Glen Iris, VIC 3146

Finding the right home loan solution can be overwhelming, which is why AXTON Finance serves as your dedicated Mortgage Broker in Glen Iris, VIC 3146. Our experienced Finance & Mortgage Brokers understand the local property market and work tirelessly to help you access some of the best interest rates available. Whether you're a first home buyer, upgrader, or down-sizer, our team provides personalised service that puts your financial situation at the centre of everything we do. We take pride in offering a streamlined application process that saves you time and reduces the stress of buying a home or investment property.

As your local Mortgage Broker in Glen Iris, VIC 3146, AXTON Finance provides access to loan options from banks and lenders across Australia, giving you choice and flexibility. Our Finance & Mortgage Broker services extend beyond simply finding you a loan - we assess your borrowing capacity, help you understand loan to value ratio (LVR) requirements, and guide you through options like using a guarantor or maximising your equity or cash deposit. We specialise in helping clients potentially access better interest rates through our extensive lender network, whether you're looking for a variable interest rate loan, fixed interest rate loan, or a combination of both. Our expertise covers home loans, investment loans, and refinancing existing loans to ensure you're always getting the best deal possible.

The loan application process doesn't have to be complicated when you work with a professional Mortgage Broker in Glen Iris, VIC 3146. AXTON Finance helps you get pre-approved for your loan amount, providing clarity and confidence when you're ready to make an offer on a property. We conduct thorough assessments of your Debt-to-Income Ratio and can help you access Government Grants and Incentives that may be available to you. Our team explains complex concepts like lenders mortgage insurance (LMI), stamp duty implications, and the differences between interest only loans and principal and interest loans in plain English. This educational approach ensures you make informed decisions about your financial future.

Choosing AXTON Finance as your Mortgage Broker in Glen Iris, VIC 3146 means gaining access to ongoing support throughout your loan journey. We don't just help you apply for a loan - we provide regular home loan health checks to ensure your loan continues to meet your needs as your circumstances change. Our understanding of the local Glen Iris property market allows us to provide insights that generic online lenders simply cannot match. Whether you're buying your first home, purchasing an investment property, or looking to refinance your existing loan, our personalised approach ensures you receive solutions tailored to your unique situation.

The importance of working with an experienced Mortgage Broker in Glen Iris, VIC 3146 cannot be overstated in today's competitive lending environment. AXTON Finance's comprehensive service includes helping you understand home equity opportunities, securing interest rate discounts where possible, and navigating the complexities of loan pre-approval. Our streamlined application process is designed to make your experience as smooth as possible, while our ongoing relationship means we're always available to discuss refinancing options or additional borrowing as your needs evolve. When you choose AXTON Finance, you're not just getting access to great loan products - you're gaining a trusted financial partner who understands both your goals and the Glen Iris market.

How much can you borrow to buy?

AXTON Finance - Best Mortgage Broker in Glen Iris

Common Questions About Mortgage Brokers in Glen Iris

What services does a Mortgage Broker in Glen Iris, VIC 3146 provide?

A professional Mortgage Broker in Glen Iris, VIC 3146 like AXTON Finance offers comprehensive loan services including home loans, investment loans, and refinancing solutions. We help clients access loan options from banks and lenders across Australia, assess borrowing capacity, and guide you through the entire application process. Our services also include loan pre-approval, home loan health checks, and helping clients potentially access better interest rates. To understand exactly how our Finance & Mortgage Broker services can benefit your specific situation, we recommend booking a free consultation with our experienced team.

How can a Mortgage Broker in Glen Iris help me get better interest rates?

As an established Mortgage Broker in Glen Iris, VIC 3146, AXTON Finance has relationships with numerous lenders across Australia, allowing us to access some of the best interest rates available in the market. Our Finance & Mortgage Brokers compare loan options from multiple lenders and can often secure interest rate discounts that aren't available to the general public. We also understand how factors like loan to value ratio (LVR), your financial situation, and deposit size affect the rates you can access. For a detailed assessment of what interest rates you might qualify for, please contact AXTON Finance for a free consultation.

What's the difference between variable and fixed interest rate loans?

Variable interest rate loans have rates that can change over the life of your loan based on market conditions and lender decisions, while fixed interest rate loans lock in your interest rate for a specific period, typically 1-5 years. Each option has advantages depending on your financial situation and risk tolerance. As your local Mortgage Broker in Glen Iris, VIC 3146, AXTON Finance can explain how both loan types work and help you determine which option or combination might suit your circumstances best. We encourage you to book a free consultation to discuss the pros and cons of each loan type for your specific situation.

Do I need lenders mortgage insurance (LMI) and how much will it cost?

Lenders mortgage insurance (LMI) is typically required when your loan amount exceeds 80% of the property value, meaning you have less than a 20% deposit. The cost varies based on your loan amount, deposit size, and lender requirements. Some lenders offer LMI waivers for certain professions or loan types. As an experienced Mortgage Broker in Glen Iris, VIC 3146, AXTON Finance can help you understand LMI costs across different lenders and explore options to minimise or avoid these costs, such as using a guarantor or finding lenders with different LMI requirements. Contact us for a personalised assessment of your situation.

How long does the loan application process take with a Mortgage Broker in Glen Iris?

The loan application process timeline can vary depending on your financial situation, the complexity of your application, and lender processing times. However, working with AXTON Finance as your Mortgage Broker in Glen Iris, VIC 3146 typically streamlines the process significantly. Our streamlined application process and established relationships with lenders often result in faster processing times compared to applying directly with banks. We can also help you get pre-approved quickly, giving you confidence when making offers on properties. For a more specific timeline based on your circumstances, we recommend booking a free consultation with our Finance & Mortgage Brokers.

Can a Mortgage Broker in Glen Iris help first home buyers access government grants?

Yes, AXTON Finance specialises in helping first home buyers navigate available Government Grants and Incentives. As your local Mortgage Broker in Glen Iris, VIC 3146, we stay updated on current federal and state government schemes that can help reduce your deposit requirements or provide financial assistance. These programs change regularly and have specific eligibility criteria that can be complex to understand. Our Finance & Mortgage Broker team can assess your eligibility for various grants and incorporate them into your overall loan strategy. We strongly recommend booking a free consultation to explore what government assistance might be available for your situation.

Get help from our Mortgage Brokers

We are passionate about delivering reliable client outcome and not just a cookie-cutter service. With over 100 years of combined industry experience, you can trust the team at AXTON Finance.

Joyce Cheng - Best Mortgage Broker in Glen Iris

After a distinguished career in private banking at Macquarie Bank, Joyce recognised the value she could provide to clients in a smaller business setting, serving a diverse range of individuals from emerging wealth and high net wealth backgrounds.

Joyce Cheng

Senior Mortgage Broker

Nicole Campbell - Best Mortgage Broker in Glen Iris

With over 20 years of experience working in senior mortgage broking roles, Nicole's experience means she has expert knowledge in lending. Whether it be complex lending structures or first home buyers, Nicole's focus is always reliable client outcomes.

Nicole Campbell

Partner Mortgage Broker

Luke Rowland - Best Mortgage Broker in Glen Iris

Driven by a desire to empower his clients with the knowledge, resources and service to deliver results, Luke has earned a reputation, shown in his stellar career trajectory for his exceptional proficiency across the lending spectrum.

Luke Rowland

Partner Mortgage Broker

Access to Competitive Rates from Leading Lenders

Select from over 35 different lenders offering hundreds of mortgage products.

Our Reviews

We pride ourselves on being brokers you can actually trust, from the initial consultation through to annual reviews that we perform years after your settlement, our tailored services and relationship focus is built to last.

Need proof that we are one of Melbourne’s best mortgage brokerages? Don’t just take our word for it – we have hundreds of positive Google reviews from real clients so you can rest assured you’re making the right choice with choosing AXTON Finance.

Google Reviews

Rated 5 from 488 Reviews

Highly knowledgeable and friendly, made the buying process smooth and stress free. Highly recommend!

Anna Jobson

a day ago

We were extremely amazed with how quickly we secured our pre approvals & final approvals and the entire settlement process was very smooth. David Pelligra and the team at AXTON Finance were with us every step of the way and David always addressed all our queries in a timely & professional manner. David Pelligra and the team at AXTON Finance have provided excellent service to us and we look forward to working with them in future for our property goals. David and the team are highly recommended ! Thank you David & the team at AXTON finance for your excellent services !

Richard D

3 days ago

David Pelligra and the team at AXTON Finance have provided excellent service to us right from the start to finish. Was very impressed with how quickly our pre approval went through and the final approvals secured in a quick turnaround time. David went through the entire process with us every step of the way and was always there to address any queries we had. We thoroughly enjoyed working with David and the team at AXTON Finance on securing finance for our property goals and look forward to working with them in future. Will be more than happy to recommend David and the team to others! Thank you David & the team at AXTON finance for your amazing services !

Caren Braganza

3 days ago

I highly recommend Nicole as a broker. She is personable, efficient, clear and very professional.

RC

3 days ago

Melanie Faoro is the consummate professional. We presented Melanie with many complex scenarios throughout a long settlement with many moving parts. Her warmth, advice, energy and ability to pivot quickly helped us secure precisely the finance we needed to help us into our dream home. Melanie, we can't thank you enough. Absolute superstar!!!

MC0167

4 days ago

Adam and the team at AXTON were great with assisting me in my journey of being a first home buyer! Made the process clear and always happy to answer any questions, very happy with my experience and keen to continue working with them :)!

giulia maruzza

5 days ago

Thanka to Luke and the team for their role in coordinating the finance for our recent house settlement. Their high level of expertise and professionalism ensured that the process ran smoothly and we felt that we were in safe hands the whole way along. Axton have organised a handful of loans for us over the past 10 years and we keep going back because they are great at what they do and also just good, decent people.

Sam Taylor

This week

I recently had the pleasure of settling a purchase transaction with Clinton Waters, and the experience was seamless from start to finish. Clinton demonstrated exceptional professionalism, attention to detail, and strong communication throughout the process. He maintained complete transparency, ensured all documentation and client requirements were handled efficiently, and worked proactively to resolve any challenges that arose during the transaction. His collaborative approach made the entire settlement process smooth and timely. Clinton’s industry knowledge and commitment to delivering positive client outcomes truly stand out. I look forward to working with him again on future deals!!

Pranav Karle

This month

AXTON Finance - Best Mortgage Broker in Glen Iris

Frequently Asked Questions

How do rental income and tax benefits affect my investment loan application?

Investment properties offer unique advantages in terms of rental income considerations and tax benefits, but these vary based on your individual circumstances and the specific property. The tax implications can be complex and should be carefully considered as part of your overall investment strategy. Book a consultation to understand how these factors apply to your situation and investment goals.

Can I use equity in my existing home to buy an investment property?

Using existing property equity for investment purchases is a popular wealth-building strategy, but the approach varies depending on your financial position and goals. There are several structuring options available, each with different benefits and considerations. Our experts can assess your equity position and explain your options during a complimentary consultation.

How much can I borrow for a home loan?

Your borrowing capacity depends on various personal and financial factors. While general guidelines exist, your actual borrowing power is unique to your situation, income, and financial goals. The best way to understand your true borrowing capacity is through a personalised assessment. Contact us for a free consultation where we'll provide you with an accurate borrowing estimate tailored to your circumstances.

Can I refinance my existing home loan or investment loan to get a better rate?

Refinancing can offer significant benefits, but whether it's right for you depends on your current loan terms, financial situation, and future goals. Market conditions and available products change regularly, so it's worth having your loans reviewed. Contact us for a free loan review to see if refinancing could improve your financial position.

What deposit do I need for an investment property loan?

Deposit requirements for investment properties vary between lenders and depend on your overall financial profile. While there are general guidelines, your specific situation may open up different options or require alternative approaches. Let us assess your circumstances in a free consultation to determine the most suitable deposit strategy for your investment plans.

What documents do I need to apply for a home or investment loan?

Documentation requirements vary depending on your employment type, loan amount, and chosen lender. Rather than providing a generic list, we prefer to give you a personalized checklist based on your specific situation and loan type. During your free consultation, we'll outline exactly what documents you'll need and help streamline your application process.

What types of home loans does AXTON Finance offer?

We offer a comprehensive range of home loan solutions including owner-occupier loans, first home buyer packages, refinancing options, and specialised lending products. Every situation is unique, which is why we work with multiple lenders to find the right fit for your circumstances. Book a free consultation with our experienced brokers to discover which loan options best suit your needs and financial goals.

How long does the loan approval process take?

Processing timeframes can vary based on your situation, chosen lender, and current market conditions. While we work to expedite every application, each scenario is different. The best approach is to discuss your specific timeline needs during a consultation, where we can provide realistic expectations and work to meet your settlement requirements.

What is an investment property loan and how does it differ from a home loan?

Investment property loans are specialised financing solutions designed for rental properties. They have different requirements, benefits, and tax implications compared to standard home loans. The specifics can vary significantly based on your investment strategy and financial situation. Schedule a free consultation with our investment property specialists to understand how these loans work and whether they align with your investment goals.

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