A critical key to unlocking your dream property often lies in securing a properly assessed pre-approval from a suitable bank or lender. With access to over 30 major banks and lenders, AXTON Finance understands the importance of this initial step, especially for busy time-poor professionals, probably just like you.
Here’s why getting your tailored mortgage pre-approval properly assessed is crucial before venturing into the market:
Imagine this scenario – armed with a properly assessed pre-approval, vetted by experienced human professionals rather than relying on a flimsy computer-generated bank ‘pre-approval’ that comes with all sorts of conditional clauses. This assurance stems from a thorough assessment by the expert mortgage brokers at AXTON Finance, who have taken the time to understand and outline specific options available to you. It is worth highlighting that any offer made at an auction is unconditional, which means bidding without a proper pre-approval is risky and certainly not advisable.
With this in hand, you can confidently navigate the property market, knowing that your pre-approval isn’t just a computer-generated ‘yes’ loaded with escape clauses. This assurance lets you focus solely on properties within your approved budget range, minimising uncertainty and providing a strong foundation for your property search.
When it comes to making an offer, the terms you present matter significantly and its not just about price. Offers that are contingent on ‘subject to finance’, even in a weaker market or before an auction, will significantly weaken your position. However, a thoroughly assessed pre-approval equips you to negotiate from a position of strength. You can craft a compelling offer not only in terms of price but also with the consideration of settlement parameters, making you an attractive option compared to those relying on uncertain finance ‘what ifs’ and ‘maybes’.
Contrary to what you might think, obtaining a pre-approval isn’t a time-consuming process, especially with the advanced tech stack and human expertise at AXTON Finance. Having that dialled in pre-approval means you may be ahead of others who might not have their lending strategy sorted. This advantage empowers you to act swiftly, staying ahead of those who are dithering and unprepared to seize opportunities in the market.
Of course you are probably reading this because you actually want to buy your next property. So above all, a properly assessed pre-approval sets the stage for success. Delaying or avoiding this crucial step might mean missed opportunities. Many individuals hesitate to seek pre-approvals due to uncertainty or lack of understanding about their options. But with professionals like AXTON Finance by your side, you are laid out with a clear pathway for your property aspirations. Avoid the disappointment of watching potential homes or investment opportunities slip away because you weren’t prepared – speak to one of the experienced brokers at AXTON Finance today.
A properly assessed pre-approval isn’t just a step; it’s your strategic advantage in the competitive real estate arena. At AXTON Finance, we know that securing your finance pre-approval is of immense value in guiding busy professionals like yourself by providing confidence, negotiation strength, speed, and a clear pathway to achieving your property goals.
Don’t let uncertainty hinder your progress; secure your tailored pre-approval with an experienced AXTON Finance mortgage broker and open the door to your desired property with confidence.
Contact us today – and speak to a human who knows!