6th May, 2015

Are you an Australian Expat?

Expat Mortgages
Investment Finance
Refinancing
Written By

Over the years I have helped countless Australian expat clients working in all corners of the world to appropriately finance their property portfolio back here in Australia.

Building your property portfolio with tailored mortgage advice

With the advent of new technologies, expat acquisition of property in Australia has become significantly easier. By getting in touch with me and using various simple yet powerful tools on the internet you can gain easy access to our experience and expertise. We offer packaged mortgage broking and portfolio structuring advice encompassing:

– Purchase of owner occupied home and investment properties

– Owner occupied purchases or refinances

– Lines of credit establishment for investment purposes

– Property portfolio planning

– Mortgage health check reviews

Where initial face-to-face meetings are not possible, I can conduct client meetings via SKYPE video (see my availability & book obligation free skype meeting here) and I will provide you with much more than just an opinion of a rate and product offered by a bank. I provide a live shared screen viewing of proposed structures and worksheets especially tailored to your individual circumstances.

Quick Facts for Australian Expat mortgages

– Expats can generally borrow up to 90% of the value of the property purchased

– Some professions are eligible for the waiver of mortgage insurance if lending >80%

– No loading on interest rates – normal resident discounts apply
Interviews can be completed on SKYPE

– Foreign Currency Loans (FCL) available in certain circumstances
Private banking solutions available

Get access to our network of trusted professionals:

Over the years I have established trusted relationships with some of Melbourne’s best professionals who you too can confidently leverage upon without having to trawl the internet remotely trying to find the right people to help you with your property needs.

We have direct access to leading professionals in the following fields:

Buyers advocates – where clients are not able to inspect or bid for a property in Australia, a buyers advocate can source and review properties and negotiate on your behalf. Our advocates have years of experience and can help ensure clients make the right decision with the confidence as if they were undertaking the transaction themselves.

Solicitors/conveyancers – aside from arranging the settlement and legal transfer of real estate into a client’s name,  it is vital that property contracts and disclosure documents (known as section 32’s in Victoria) are closely examined to identify any hidden pitfalls.  Our preferred conveyancers are experts at assuring a smooth settlement process and identifying issues early before they become bigger problems.

Accountants – a good accountant should be proactive and be across such matters as the taxation entitlements  expats may be eligible for while non-resident.

Financial planners – generally expats are considering the purchase of a property as part of a longer term wealth creation strategy. The purchase of a property may form part of a much bigger wealth creation picture that needs careful consideration. Our preferred planners can provide you on a tailored fee for service basis with quality advice on risk insurances, superannuation, retirement planning and financial goal setting and reviews.

Property managers – you wouldn’t give the keys to an expensive car to just anyone so equally why would you hand over the management of a valuable property to someone you didn’t trust? We have access to some of Melbourne’s best property managers with whom we have had extensive personal experience.

Licensed pre purchase inspections – buying an established property can unearth all sorts of issues, many of which are only found after settlement. Help avoid this situation by requesting an insured pre purchase inspection by one of our selected professionals. Each inspection generates a detailed report covering such matters as structural issues, any unregulated improvements/renovations, asbestos risk and pest infestations.

Our growing expat business is due in no small part to the comprehensive set of services we provide that are tailored to individual needs and involve access to a range of technical and professional skills that are designed to take the hassle out of property investments.

Contact me now to make an obligation free review of your proposed mortgage finance needs on +61 3 9939 7576 or email me direct at [email protected]

Alternatively see my availability & book obligation free skype meeting here.

I’ve been a long term client with Clint and have recommended him to many other clients who have been most impressed. The formation of AXTON has seen service taken to another level – with Bertrand and Richard proving to be top-notch resources – mostly in the clarity and well laid-out instructions in each timely and informative communication they provide. I am living in Canada so the logistics are not simple – however the constant attention and care made the transaction relatively easy. Thanks Guys! Stuart Sandiford – Expat Australian Newfoundland Canada – July 2016

Get a free 30-second mortgage health check on your loan here today, call us on 03 9939 7576 for a quick chat or book a meeting online with a licensed Melbourne mortgage broker (obligation free of course) here

Read Next

1st November 2023

The Meaning Behind Axton Finance

A Strong Foundation for Your Mortgage Needs At Axton Finance, we take pride in being your preferred mortgage broking professional. With over two decades of experience and more than 250 Google f

Read more
Self-Employed-Homeloans-Best-Melbourne-Mortgage-Brokers-AXTON-Finance.jpg
5th May 2023

What self employed borrowers need to know

When it comes to applying for a low or alt doc home loan in Australia, it’s important to understand what lenders are looking for. While these types of loans can be a great option for thos

Read more
6th April 2023

Which professionals do you need when buying a property?

Purchasing a property is one of the biggest financial decisions you will ever make, and at AXTON Finance know the importance of having the right professionals by your side when embarking on you

Read more
23rd March 2023

Is Your Cheap Fixed Rate Mortgage Expiring?

The pandemic saw a torrent of ultra-low fixed interest rates set up for Australian homeowners and investors alike. However, many of these fixed loans are set to expire, and borrowers will face

Read more
6th March 2023

How To Get Approved When Refinancing Your Home Loan

With the rapid increase in interest rates in Australia and many people coming off ultra low interest rates there has been a cause for concern for many people looking to refinance their mortgage

Read more
16th February 2023

What Are The Benefits Of Having Multiple Offset Accounts?

When it comes to managing your home loan, one strategy that has gained popularity in recent years is the use of multiple offset accounts. While this approach may not be suitable for everyone, a

Read more
8th February 2023

Five Reasons To Refinance Your Home Loan

With interest rates set to continue to increase in early 2023 it has been in the news everywhere that you should be looking at ways to save money in your daily budget and one of the biggest sav

Read more
6th September 2022

How Does Bridging Finance Works?

Bridging finance is a term often thrown around in client meetings but not many people really understand how this policy works. So lets start at the top and work our way down. Imagine that you h

Read more
25th August 2022

10 Ways To Get Your Finance Approved First Time

Whether you’re refinancing or looking to purchase your first or third home, financing can be daunting. Even for the experienced, getting your finance approved can be a stressful process and w

Read more
12th August 2022

Finance Tips For Aussie Expats

So you are an Australian citizen or an Australian permanent resident (PR Visa holder) living and working overseas and looking at buying or refinancing a property back here in Australia? We look

Read more
14th February 2022

Rates On The Move

Read more
16th March 2021

Why You Need To Review Your Life Insurance

If you crash your car, in all likelihood you will have insurance, and be reimbursed for the damage. What if YOU experience a similar trauma? Are you insured and can you be certain that what you

Read more
5th November 2020

Moving house doesn’t have to be so heavy

We of course help clients everyday arrange competitive home loans for new homes and renovations and of course one of the outcomes is having to move all of your stuff from one place to the other

Read more
6th April 2020

COVID19 – Advice and guidance for finance hardship applications

Over the past 2 weeks we have fielded numerous enquiries from our clients with questions and concerns about how to approach lenders for hardship support relating to COVID19 and the impact this

Read more
23rd March 2020

COVID19 – AXTON Support Page

Firstly our small team at AXTON Finance hope that you, your friends and your family are looking after yourselves during this time. Please listen to government advice on how you can play your

Read more
30th October 2019

10 tips that can help your mortgage application

As you have probably heard in the media the nations lenders have clamped down on their lending criteria as a result of pressure from various government agencies like APRA and ASIC and from reco

Read more
17th November 2018

How to make a pre auction offer

With auction clearance rates slipping below 50% in some markets right now, vendors are much more open to a pre-auction offer. You’ll also find more vendors choosing a private sale over an auc

Read more
25th February 2018

That winning feeling for Steve & Cas

We are really pleased to share on our blog this great video documentary produced by Realestate.com.au in conjunction wtih CUA about the buying journey of two long term Axton Finance clients, St

Read more
16th February 2018

How Does Refinancing Your Home Loan Save You Money?

How Does Refinancing Your Home Loan Save You Money? When Australian academics researched the difference between renting for life and investing your hard-earned income into property ownership, t

Read more
17th October 2017

4 Easy Ways To Get a Better Interest Rate For Your Home Loan

Have you ever had that feeling of frustration that comes from buying an item at a store, then seeing it substantially cheaper at another shop? It can also happen with your home loan. And if you

Read more
11th October 2017

2017 Connective Excellence Awards Winner

Axton Finance is pleased to announce that we have been awarded Mercury Hero in the 2017 Connective Excellence Awards, in the face of some very stiff competition. This award recognises our inno

Read more
12th July 2017

Why is your interest rate increasing?

If the Reserve Bank of Australia (RBA) cash rate is so low, then why is your interest rate going up? We are asked this question a lot. The official cash rate, as set by the Reserve Bank of Aust

Read more
1st July 2017

Proudly sponsoring The Hawthorn Citizens Junior Football Club

Axton Finance is proud to announce their sponsorship of the Hawthorn Citizens Junior Football Club for the 2017 Season. The club was born out of the Hawthorn Citizens Youth Club, which commence

Read more
21st March 2017

Why should I speak to Axton?

Why should you be using a professional mortgage broker? This is probably a question you’ve asked yourself if you’re in the market for a home loan. The simple answer is, it is going to make

Read more
16th March 2017

What are mortgage comparison sites really comparing

It goes without saying that it pays to shop around.  With the rise of comparison websites for home loans, insurance, credit cards, real estate agents (the list goes on and on) there now seems

Read more
10th January 2017

Axton Finance wins at Connective’s Level Up Conference

We are very proud to announce that Axton Finance won Connective’s Brokerage of the Year <5 Staff VIC. Thank you to our great team and clients who supported us over the past 12 months.�

Read more
10th November 2016

Receiving a windfall

Guest blog content written by Corey Wastle – Licensed Financial Adviser @ Verse Wealth Most people will at some stage in life receive an unexpected amount of money. It might be a gift, wo

Read more
21st October 2016

Four smart questions to ask yourself when fixing your home or investment loan

1. Should I fix my home loan? With interest rates at historical lows currently (at time of publishing there is a 3.99%pa (3) Three year fixed home loan rate now available from a major lender!!)

Read more
20th March 2016

Reduce your mortgage insurance premium

There is no denying it – mortgage insurance or lenders mortgage insurance (LMI) kind of sucks. This short article is about ways in which you can avoid mortgage insurance or at very least

Read more
19th February 2016

Get your home sooner when a family member guarantees part of your home loan.

Do your parents want to help you buy a home or invest in property? Many lenders these days offer limited equity guarantee or family pledge loan structures to help you purchase a home without th

Read more
1st September 2015

Axton Finance client wins property investor of the year

Your Investment Property Magazine recently announced their Property Investor of the Year Winner who is actually Axton Finance’s long term client Matthew Armstrong! Matthew has built an im

Read more
3rd August 2015

10 tips to paying off your mortgage sooner

I often joke with clients that I provide them with something they don’t really want – a mortgage. Lets face it – a mortgage in its own right isn’t too exciting but it enables your d

Read more